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<metadata xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dc="http://purl.org/dc/elements/1.1/"><dc:title>Customer identification and authentication procedure for online internet payments using mobile phones</dc:title><dc:creator>Chowdhury,	Amor	(Avtor)
	</dc:creator><dc:creator>Breznik,	Gregor	(Avtor)
	</dc:creator><dc:creator>Verdnik,	Klemen	(Avtor)
	</dc:creator><dc:creator>Prihavec,	Bor	(Avtor)
	</dc:creator><dc:subject>mobilno plačevanje</dc:subject><dc:subject>spletno plačevanje</dc:subject><dc:subject>identifikacija</dc:subject><dc:subject/><dc:publisher>#The #United States Patent and Trademark Office</dc:publisher><dc:date>2012</dc:date><dc:date>2015-07-10 12:22:08</dc:date><dc:type>Patent</dc:type><dc:identifier>49549</dc:identifier><dc:identifier>UDK: 004.7</dc:identifier><dc:identifier>COBISS_ID: 1024130140</dc:identifier><dc:identifier>NUK URN: URN:SI:UM:DK:MQCY8QXR</dc:identifier><dc:language>sl</dc:language></metadata>
