20.500.12556/DKUM-100610 Digital transformation of anti-money laundering business processes a capability-oriented perspective on analytics-driven AML Digitalna preobrazba poslovnih procesov preprečevanja pranja denarja: perspektiva analitično podprtega preprečevanja pranja denarja Anti-money laundering (AML) is becoming an increasingly information-intensive business process requiring advanced analytical support for effective organisational decision-making. Although previous research has extensively investigated machine learning, graph analytics, and other analytical methods, existing studies largely examine these approaches as isolated technological solutions. This conceptual study adopts a business process perspective. It develops a capability-oriented framework for analytics-driven AML by synthesizing digital transformation, business process management, business analytics, and AML literature. This perspective conceptualises the digital transformation of AML as the coordinated development of interconnected organisational analytical capabilities embedded within business processes. The study contributes by integrating previously fragmented research streams into a coherent, management-oriented perspective. It provides a conceptual foundation for future empirical research and practical guidance for financial institutions pursuing analytics-driven AML transformation. anti-money laundering (AML) digital transformation business process management (BPM) business analytics organisational analytical capabilities analytics-driven AML preprečevanje pranja denarja (AML) digitalna preobrazba upravljanje poslovnih procesov (BPM) poslovna analitika organizacijske analitične zmogljivosti zrelost kibernetskih zmogljivosti analitično podprto preprečevanje pranja denarja true false true Angleški jezik Slovenski jezik Znanstveno delo 2026-09-28 14:27:42 2026-09-28 14:27:43 2026-09-28 14:28:40 0000-00-00 00:00:00 2026 0 0 str. 113-136 no. 3 Vol. 72 2026 0000-00-00 Zaloznikova Objavljeno NiDoloceno 0000-00-00 0000-00-00 2026-09-28 336.7:004.9 292758531 10.2478/ngoe-2026-0018 2385-8052 https://journals.um.si/index.php/oe/sl/article/view/6389 Prost dostop 1 042303a9-bb38-11f1-a456-00155d0001be https://dk.um.si/Dokument.php?lang=slv&id=213627 RAZ_Lutar_Ajsa_2026.pdf RAZ_Lutar_Ajsa_2026.pdf 1 DD9C2FC87C02FDE506B5E11E1352F9D2 1cddabe0-bb38-11f1-a456-00155d0001be https://dk.um.si/Dokument.php?lang=slv&id=213629 Ekonomsko-poslovna fakulteta 0 0 0