20.500.12556/DKUM-10817 VKLJUČEVANJE PODJETJA V ELEKTRONSKE PLAČILNE SISTEME NA PRIMERU PODJETJA MTB D.O.O. INCLUDING THE COMPANY IN THE ELECTRONIC PAYMENTS, THE CASE OF MTB D.O.O. Elektronski denar nima fizične forme, ampak obstaja kot elektronski zapis. Gre torej za transakcije, ki so izvedene elektronsko. Začetki elektronskega poslovanja segajo v sedemdeseta leta dvajsetega stoletja, vendar je bila prvotno računalniška tehnologija namenjena le strokovnjakom in znanstvenikom. Danes pa je nepogrešljiva tudi za laike in brez nje si več ne znamo predstavljati poslovanja. Dandanes lahko blago in storitve plačamo na klasičen način (npr. gotovina) ali elektronski način. Bistvena razlika med obema načinoma plačevanja je v tem, da je v elektronski različici vse digitalno in ni fizičnega kontakta med plačnikom in prejemnikom. Da pa bi bil plačilni sistem čim boljši mora zagotavljati varnost, zanesljivost, anonimnost, prehodnost, sprejemljivost, velikost zaledja potrošnikov, prilagodljivost, konvertibilnost, učinkovitost in lahkotnost uporabe. Podjetje MTB se ukvarja z gradbeništvom in zaposluje okoli 180 ljudi. Tako kot druga podjetja, tudi MTB posluje večinoma elektronsko. Predvsem kar se tiče plačevanja poteka večino plačil po elektronski poti. Največ bančnih storitev opravijo preko NKBM, zato posledično tudi največ plačil opravijo z omenjeno banko. Electronic money has no physical form but exists in the form of electronic records. These are electronically conducted transactions. The beginnings of electronic commerce go back to the 1970s. Initially, these computer networks were intended only for professionals and scientists. Today, they are indispensable also for the layman and we cannot imagine commerce without it. Today, goods and services can be paid for in the conventional manner (e.g. with cash) or in the electronic form. The main difference between the two types is that the electronic form is digital, with no physical contact between the payer and the recipient. For the payment system to be as efficient as possible, it needs to provide security, reliability, anonymity, transitivity, acceptability, substantial customer support, adaptability, convertibility, efficiency and ease of use. The company MTB operates in the construction industry and employs about 180 people. Like numerous other companies, MTB conducts the major part of its business in electronic manner. This especially relates to payments, where the majority of payments are conducted electronically. The major part of banking services are conducted through the NKBM bank and the same applies to the majority of payments. Denar Elektronski denar Banka Elektronsko poslovanje Elektronski plačilni sistemi Spletno bančništvo Plačilne kartice Mobilni plačilni sistem Money Electronic money Bank Electronic commerce Electronic payment system Online banking Payment cards Mobile payment true true false [K. Žižek] Slovenski jezik Angleški jezik Diplomsko delo 2009-06-07 14:22:56 2010-03-19 11:16:44 2022-04-11 16:35:29 2022-04-17 03:15:24 2009 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.74 9999388 URN:SI:UM:DK:SY39WALE UNI_Zizek_Katja_2009.pdf UNI_Zizek_Katja_2009.pdf 1 9B52F3000723270382A22A3F1835C3ED 14f056a20aeb032acabe32fa30fabb7457e103121a448202c9be0cffc09a73be f00a2cfa-7c02-11eb-bb7a-00155d0001ca 20.500.12556/dkum/98f11aee-7a1f-4faa-a1e6-d09ffc7bb5ab https://dk.um.si/Dokument.php?lang=slv&id=9121 Ekonomsko-poslovna fakulteta 0 0 0