20.500.12556/DKUM-13375 UPNIKI V POSTOPKU OSEBNEGA STEČAJA CREDITORS IN PERSONAL BANKRUPCY PROCESS Ob uvedbi osebnega stečaja v slovenski pravni prostor smo bili vsi seznanjeni s ciljem, ki ga zasleduje ta institut, in sicer zaščititi človeka in njegovo dostojanstvo, tako da se mu odpustijo obveznosti, ki med postopkom osebnega stečaja ne bodo poplačane. Osebni stečaj tako v prvi vrsti nudi pomoč plačilno nesposobni osebi, je kanček humanosti, ki ga nudi osebam na robu eksistenčnega minimuma. Sama sem se seznanila z institutom osebnega stečaja pri delu v eni izmed slovenskih bank, ki v določenih primerih osebnega stečaja nastopa tudi kot upnik. To me je spodbudilo k razmišljanju, kakšne so možnosti upnika, da bo prišel do poplačila vsaj dela svojih terjatev do stečajnega dolžnika. Zato sem se odločila v diplomski nalogi narediti raziskavo premoženja stečajnih dolžnikov in njihovih možnosti za povračilo dolgov. When Slovenia brought personal bankruptcy into force, the intent was to protect the people and their dignity in a way to let them get free of their debts. In this way, personal bankruptcy is meant to give help a person that’s incapable of paying their debts. It’s a spark of humanity, offered to people living on life’s minimum. I've got to know the system of personal bankruptcy working for one of Slovenia's banks, which in quite some cases, is represented as one of the creditors. It led me to think what creditor's chances are to achieve payment in these cases. This is the reason I conducted a research of personal debtors and their abilities to pay their debts to respectful creditors. potrošnik insolventnost osebni stečaj odpust dolga stečajna masa personal debtor insolvency personal bankruptcy debt bankruptcy mass true true false [K. Seitl] Slovenski jezik Angleški jezik Diplomsko delo 2010-03-10 10:31:28 2010-03-17 11:38:44 2022-04-12 11:08:04 2023-12-16 03:11:17 2010 0 Ljubljana 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 34(043.2) 4043819 URN:SI:UM:DK:2DRHNFGF UNI_Seitl_Klaudija_2010.pdf UNI_Seitl_Klaudija_2010.pdf 1 0278EAF8D76D0A92C39E5369A35D753D adc9f26295b7c9f42fcf5d4d4dac70bcde2c4c6b3d81df686c04cfb3612c71aa e3bb39d8-7c03-11eb-bb7a-00155d0001ca 20.500.12556/dkum/b216d913-aba5-4658-9a8d-a9f2d0e4fcf7 https://dk.um.si/Dokument.php?lang=slv&id=13501 Pravna fakulteta 0 0 0