20.500.12556/DKUM-14746 OBLIKE KREDITIRANJA IN LEASINGA ZA OSEBNA VOZILA Z VIDIKA IZKUŠENJ PODJETJA X CREDIT AND LEASING OPTIONS FOR PERSONAL VEHICLES FROM THE EXPERIENCE OF COMPANY X Finančne institucije ponujajo različne oblike in vrste financiranja osebnih vozil, med katerimi so osnovne kredit, finančni in operativni leasing. Vsaka izmed oblik ima svoje značilnosti, prednosti in slabosti, ki se odražajo v pravnem, davčnem ali računovodskem vidiku. Pred sklenitvijo pogodbe o financiranju morajo vsi udeleženci preučiti klavzule pomembne za sklenitev pogodbe. Kredito- in leasingojemalci morajo biti seznanjeni z značilnostmi posamezne oblike financiranja. Kredito- in leasingodajalci pa morajo na drugi strani pravilno oceniti bonitetno sposobnost stranke, s katero sklenejo pogodbo o financiranju. Na ta način se lahko izognemo morebitnim nevšečnostim, ki bi se lahko pojavile v času financiranja. Financial institutions offer various options for financing personal vehicles. The most elementary financing options are credit, financial leasing and operating leasing. Each one of them has its own characteristics, advantages and disadvantages, which result from the juridical, taxable and accounting frame. All the contract partners have to study the contract clauses, before signing it. The partners taking a credit or leasing have to be aware of the characteristics, typical for a financing contract. Creditors and lessors on the other hand, have to correctly estimate the credibility of the contract partner. With this in mind, a lot of inconveniences, which could come up in time, could be avoided. kredit finančni leasing operativni leasing bonitetna sposobnost plačilna nedisciplina opomin odvzem vozila tožba. credit financial leasing operating leasing credibility payment disorder dunning vehicle dispossession lawsuit. true true false [B. Šuntner] Slovenski jezik Angleški jezik Diplomsko delo 2010-07-01 20:30:14 2010-10-12 13:31:48 2022-04-12 22:17:09 2023-12-17 03:17:16 2010 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.77 10373404 URN:SI:UM:DK:YGSCYPFN UNI_Suntner_Bostjan_2010.pdf UNI_Suntner_Bostjan_2010.pdf 1 D16AA1DF7B7EFDC56841736158588849 50e3f4216e50b5af06dd022628b892b13eba5b9b97a2cc0458fc6976c88f8b00 3a276c2e-7c04-11eb-bb7a-00155d0001ca 20.500.12556/dkum/3c3120eb-5a15-47bc-a228-9ccb130e47b0 https://dk.um.si/Dokument.php?lang=slv&id=15869 Ekonomsko-poslovna fakulteta 0 0 0