20.500.12556/DKUM-15161 POKOJNINSKI SISTEM V SLOVENIJI IN PRIMERJAVA PREDLAGANE REFORME Z REFORMAMI POKOJNINSKIH SISTEMOV V NEKATERIH DRŽAVAH EVROPSKE UNIJE PENSION SYSTEM IN SLOVENIA AND COMPARISON OF PROPOSED REFORM WITH REFORMS OF PENSION SYSTEMS IN SOME EUROPEAN UNION COUNTRIES V Sloveniji se soočamo s staranjem prebivalstva zaradi, nizke rodnosti in vse daljše življenjske dobe, zato prihaja do velikih pritiskov na pokojninski sistem, ki je oblikovan v tri stebre. Vlada Republike Slovenije je podala predlog za modernizacijo aktualnega pokojninskega sistema, ki s seboj prinaša kar nekaj sprememb. Reforma bo podaljšala upokojitveno starost zavarovancev, obračunsko obdobje za izračun pokojnin, vzpostavila ugodnejšo politiko bonusov in malusov in drugo. Vzpostavil se bo sistem, ki bo povezoval vplačane prispevke z višino pokojnine ob upokojitvi. V Nemčiji, Franciji, na Švedskem in Poljskem imajo pokojninski sistemi bolj zaostrene pogoje za upokojitev kot v Sloveniji. Na Švedskem, in Poljskem ima drugi steber pokojninskega sistema pomembno vlogo, saj je vanj vključenih kar 90 odstotkov prebivalcev, kljub temu, da je udeležba prostovoljna. Države imajo že uvedeno povezavo med prispevki in pokojnino. In Slovenia we are dealing with ageing of the population because of the low natality and increasing lifespan. That is the reason for a large pressure on the pension system, which is build in three pillars. The government of Slovenia has given the proposal to modernize the current pension system and the proposal is bringing a few changes. The reform is going to extend the retirement age of the insured people, the accounting period for calculation of pensions, establish a favourable policy of bonus – malus and other. The system that is going to be made will connect paid contributions with the amount of the pension when one retires. In Germany, France, Sweden and Poland have pension systems tighter conditions for retirement than in Slovenia. In Sweden and Poland in the second pillar is very important, and it contains 90 percent of the population, although the membership is voluntary. Countries have already connection between contributions and pension. pokojninski sistem pokojninska reforma modernizacija pokojninskega sistema obvezno pokojninsko in invalidsko zavarovanje obvezno in prostovoljno dodatno pokojninsko zavarovanje sistem navideznih pokojninskih računov Švedski pokojninski sistem Francoski pokojninski sistem Nemški pokojninski sistem Poljski pokojninski sistem pension system pension reform modernization of pension system pension and disability insurance mandatory and voluntary collateral insurance system of notional defined contribution Swedish pension system French pension system German pension system Polish pension system true true false [J. Miljuš] Slovenski jezik Angleški jezik Delo diplomskega seminarja/zaključno seminarsko delo/naloga 2010-08-26 16:15:50 2010-11-17 14:20:47 2022-04-12 22:37:32 2023-12-18 03:33:41 2010 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 368.914 10421020 URN:SI:UM:DK:LLJMIWYC UNI_Miljus_Janja_2010.pdf UNI_Miljus_Janja_2010.pdf 1 58744B3FD2D4B375FD93FA4021A0F105 f768b85830ddc9ec29120b46df2a60ceb252ca53fff714af07668c6c038d90b2 55380fb2-7c04-11eb-bb7a-00155d0001ca 20.500.12556/dkum/62746502-5162-45f1-8e29-6fb86feb8b35 https://dk.um.si/Dokument.php?lang=slv&id=16549 Ekonomsko-poslovna fakulteta 0 0 0