20.500.12556/DKUM-15563 PRIMERJAVA LEASINGA IN BANČNEGA KREDITA KOT VIRA FINANCIRANJA COMPARISON OF LEASING AND BANK CREDIT AS SOURCE OF FINANCING Diplomski seminar obravnava dve najpogosteje uporabljeni obliki financiranja, to sta leasing in bančni kredit. Namen diplomskega seminarja je podrobneje predstaviti značilnosti leasinga in kredita, njune prednosti in slabosti ter s tem bodočim najemnikom leasinga ali kredita olajšati izbiro, za katero od ponujenih oblik financiranja se odločiti. Fizične in pravne osebe se odločijo za eno od omenjenih oblik financiranja na podlagi obrestne mere, stroškov, enostavnosti postopka ter odplačilne dobe. Leasing lahko definiramo kot posebno obliko najema, pri kateri lastnik opreme — leasingodajalec predaja njenemu uporabniku — leasingojemalcu pravico uporabe predmeta leasinga proti plačilu določene najemnine, ponavadi enakih mesečnih obrokov, za pogodbeno časovno obdobje. Pri kreditu pa gre za kreditno razmerje med upnikom — kreditodajalcem ter dolžnikom — kreditojemalcem, kjer upnik za določen čas in pod določenimi pogoji odstopa dolžniku pravico razpolaganja z denarjem. The study is about the two most commonly used forms of financing, the leasing and bank loan. The purpose of the study is to present in detail the characteristics of the leasing and the loan, their strengths and weaknesses with aim to facilitate prospective tenants the choice of decision. Private clients and legal entities choose one of these forms of financing based on interest rates, cost, ease of process and repayment period. Leasing can be defined as a specific form of lease in which the owner of the equipment - the lessor surrender its user - the lessee the right to use the object against payment of a rent, usually equal monthly installments for the contract period. The loan is the relationship between creditor and the borrower, where the creditor for a specified period and under certain conditions resign to the debtor the right to dispose of the money. financiranje leasing finančni leasing leasingojemalec leasingodajalec kredit bančni kredit kreditojemalec kreditodajalec banka finance leasing financial leasing the lessee the lessor loan bank loan the borrower creditor bank true true false [M. Sitar] Slovenski jezik Angleški jezik Delo diplomskega seminarja/zaključno seminarsko delo/naloga 2010-09-13 10:04:00 2010-12-23 11:06:07 2022-04-13 07:23:28 2023-12-19 03:21:39 2010 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.77 10498076 URN:SI:UM:DK:HQEBLRAB UNI_Sitar_Masa_2010.pdf UNI_Sitar_Masa_2010.pdf 1 78102BD8309A79DB1849DF7B5002D5CC 807ff44eac13fe8493940b88014fe774b73d2cf7062a1d715c1b52747ef81d64 6d7d1b48-7c04-11eb-bb7a-00155d0001ca 20.500.12556/dkum/d1c7c34a-288c-4778-8522-504e5df18107 https://dk.um.si/Dokument.php?lang=slv&id=17144 Ekonomsko-poslovna fakulteta 0 0 0