20.500.12556/DKUM-16243 OPERATIVNA TVEGANJA E-BANČNIŠTVA OPERATIONAL RISK OF ELECTRONIC BANKING Elektronsko poslovanje omogoča bankam manj papirnatega dela, hitrejše in učinkovitejše servisiranje strank in razbremenitev uslužbencev na bančnih okencih, saj se lahko bolj posvetijo posameznim strankam. Za stranke je takšen način poslovanja udoben, sorazmerno preprost za uporabo, omogoča zasebnost pri opravljanju bančnih poslov, prihrani ogromno časa in ima nizko ceno storitev. Poleg vseh prednosti, ki jih prinaša elektronsko bančništvo, je veliko možnosti za vdor v bančni sistem in zlorabo podatkov. V ta namen banke nenehno razvijajo in uvajajo najsodobnejše varnostne sisteme za zaščito, varnost in zaupnost prenesenih podatkov. Vendar tudi uporabnik sam mora skrbeti za pravilno uporabo in varovanje svojih osebnih podatkov. Veliko bank je že spoznalo, da so organizirani programi upravljanja z operativnim tveganjem ključni za varnost bančnega poslovanja. Banke morajo razviti ustrezno okolje za upravljanje in obvladovanje operativnih tveganj. Electronic commerce enables banks less paper work, faster and more efficient services and it is helping unstressing the employes at their workplace to consecrate more on their clients. For client, this way of business is more comfortable, relatively easy to use, privacy when dealing with banking, and saves a lot of time and it is cheap to use. Beside all advantages that comes with electronic banking is a lot of possibilities to breach into bank sistem and abuse the data. In the purpose of the banks, they are continuously developing and introducing the latest security sistems for protection, safety and confidentiality of trasmitted information. But also the user needs to care for the right use and security of his personal data. A lot of banks already know that organized programs for managing operational risk are the key for safety of banking. Banks need to develop suitable environment for management and controling operational risks. Ključne besede: elektronsko poslovanje elektronsko bančništvo internetno bančništvo tveganja operativno tveganje varno in učinkovito elektronsko poslovanje. electronic commerce electronic banking internet banking risk operational risk safe and effective electronic commerce. true true false [A. Čuček] Slovenski jezik Angleški jezik Diplomsko delo 2010-10-06 14:52:03 2011-02-11 12:22:45 2022-04-13 07:59:55 2023-12-20 03:24:30 2010 0 Vitomarci 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71 10564380 URN:SI:UM:DK:A4SSCTYS VS_Cucek_Andreja_2010.pdf VS_Cucek_Andreja_2010.pdf 1 BBF1B97D320E622D8B8A00EB7BFB5A2A 57e3d966bc881b30781f81d595cce82809aa5b19b8ce1a60bcfc467e8a70ae52 9a315337-7c04-11eb-bb7a-00155d0001ca 20.500.12556/dkum/7ba8e179-2d8a-4fdc-9542-b050d5ab1eaa https://dk.um.si/Dokument.php?lang=slv&id=18318 Ekonomsko-poslovna fakulteta 0 0 0