20.500.12556/DKUM-16782 PRIMERJAVA DONOSNOSTI DELNIC, VZAJEMNIH SKLADOV IN BANČNIH DEPOZITOV MED LETI 2000-2009 COMPARISON OF PROFITABILITY OF MUTUAL FUNDS, SHARES AND BANK DEPOSITS BETWEEN 2000-2009 Poleg bančnih depozitov, ki so torej še vedno najbolj razširjena oblika investiranja med Slovenci, je že tudi vse več zanimanja za ostale oblike vrednostnih papirjev in finančnih produktov. Vse bolj razširjeno postaja investiranje v vzajemne sklade in tudi v delnice. Čeprav večina posameznikov še tega področja, ki smo ga opisali zgoraj, ne pozna dovolj dobro, pa je vendarle videti napredek tudi na tem področju. Banke so tiste, kamor se ljudje še vedno lahko zatečejo po nasvete in tudi investirajo svoj denar v določene produkte. Nekaj je tudi takih, ki imajo dovolj znanja in se s tem ukvarjajo sami, nekateri pa si poiščejo bodisi finančne svetovalce ali pa upravitelje premoženja. V tujini je to precej razširjena dejavnost, pri nas pa žal ne. Toda tako kot je v Sloveniji vse več dejavnosti, ki so še pred leti bile prisotne le na zahodu in v najrazvitejših državah, tako se dogaja tudi s panogo financ. Vse bolj se uveljavljajo tudi druge možnosti investiranja in hranjenje denarja le na banki ali kar je še slabše doma ni več tako priljubljeno, kot je bilo nekoč. Seveda je za razmere, kot jih imamo, delno kriva tudi relativno kratka zgodovina države, saj smo pred tem imeli povsem drugačen politični in gospodarski sistem kot ga imamo danes. Zato se ljudje že na to, da je inflacija bistveno drugačna kot nekoč, težko navajajo, kaj šele na to, da lahko postanemo solastniki največjih podjetij v državi, kar delničarji dejansko so. Beside bank deposits, which are still the most popular type of investment between Slovenian, has also been increasing interest in other forms of and financial products. More popular become to invest in mutual funds andin shares. Although most individuals in this area as we described above is not well understood, however good to see progress in this area. Banks are those where the people still have recourse for advice and invest their money in certain products. Some people have enough education in finance so they can invest alone or in some case they pay for financial advice to someone who is better in this bussines. This is very often activity in the U.S. However, as Slovenia is increasing activities that are still a few years ago were only pristone in the west and in most developed countries is also going well with the finance industry. Increasingly exercising other options of investing money and keeping only the bank or worse still at home is not as popular as it once was. Naturally, the situation, as we have partly to blame the relatively short history of the country, as we previously had very different political and economic system than we have today. People can not imagine that inflation is fundamentally dif ferent than it used to be. Now we can become shareholders of the largest companies in the country. delnice vzajemni skladi bančni depoziti donos gospodarski sistem delničarji finančni svetovalci shares mutual funds bank deposits income economic system shareholders financial advisers true true false [N. Snežič] Slovenski jezik Angleški jezik Diplomsko delo 2010-11-19 11:55:47 2026-08-11 09:37:43 2026-08-12 03:16:03 2026-08-13 03:07:34 2010 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.76 10562332 URN:SI:UM:DK:BAV44AFC UNI_Snezic_Nejc_2010.pdf UNI_Snezic_Nejc_2010.pdf 1 9ABEB03897906403AD663F52CD2F45EB 1c1c54b6402434d6946d7dbf20c02118693b0821616fafabd14f732705e182d1 ba466928-7c04-11eb-bb7a-00155d0001ca https://dk.um.si/Dokument.php?lang=slv&id=19189 Ekonomsko-poslovna fakulteta 0 0 0