20.500.12556/DKUM-16962 MODEL ZA VREDNOTENJE ŽIVLJENSKEGA ZAVAROVANJA MODEL FOR LIFE INSURANCE EVALUATION V diplomski nalogi obravnavamo problematiko izbire primerne oblike zavarovanja, ki bo ustrezalo življenjskemu slogu, potrebam in zmožnostim posameznika. Ocena primernosti izbire je pogosto slabo argumentirana in nerazumljena, tržišče pa ponuja množico na videz podobnih proizvodov. V diplomski nalogi bomo razvili večparametrski model za vrednotenje proizvodov življenjskega zavarovanja. Ta bo pomagala strankam in svetovalcem pri transparentni razlagi ponujenih proizvodov, nenazadnje pa tudi samim ponudnikom proizvodov življenjskega zavarovanja za lažjo primerjavo konkurenčnih proizvodov. Prvi model pomaga pri izbiri vrste življenjskega zavarovanja, ki ga posameznik v določenem trenutku potrebuje glede na potrebe in želje. Druga dva modela pa sta bolj specifična in opredeljujeta izbiro naložbenega življenjskega zavarovanja in zavarovanja za primer smrti. Modeli skušajo podati jasnejšo sliko življenjskih zavarovanj — kaj je treba vedeti, ko sklepamo življenjsko zavarovanje, da sklenemo takšno zavarovanje, ki ustreza našim individualnim potrebam. In my thesis, I will discuss the difficulties of selecting the appropriate insurance class, which would satisfy the life style, the needs and capabilities of an individual. The estimate of selection suitability has poor arguments and is often beyond comprehension; however, the market offers a number of apparently similar products. In this paper, I will develop a multi-parameter model for evaluating life insurance products, which will be useful both for the clients and counselors in transparent interpretations of the products offered, and last but not least also for the tenderers of life insurance products to make simple comparisons of competitive products. Three individual models are presented. The first one is designed to help the person choose the life insurance that he or she needs in a particular time in respect to his or her wishes and needs. The second and third models are more specific and define the choice of unit-linked life insurance and term life insurance. All three models try to offer a clear picture of life insurances – what a person has to know when he or she concludes life insurance so that he or she could conclude life insurance that suits his or her needs best. - življenjsko zavarovanje - naložbeno življenjsko zavarovanje - življenjsko zavarovanje za primer smrti - večparametrski odločitveni model - DEXi - life insurance - unit-linked life insurance - term life insurance - multi-parametric decision making model - DEXi true true false Slovenski jezik Angleški jezik Diplomsko delo 2010-12-06 15:33:38 2011-03-04 12:08:17 2022-04-13 09:04:04 2023-12-21 03:25:58 2010 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 6817811 URN:SI:UM:DK:ZXIS6J6O UNI_Cimperman_Maja_2010.pdf UNI_Cimperman_Maja_2010.pdf 1 18309EC7DE0205D7ABDB64C58616D77E 01a903082c968d2657dbb0c7888b12c3e575b3b1384f8b7c05c68b530bbb8adc c5f89369-7c04-11eb-bb7a-00155d0001ca 20.500.12556/dkum/1263e0ae-ab2c-43d2-a865-f429a8565ea6 https://dk.um.si/Dokument.php?lang=slv&id=19498 Fakulteta za organizacijske vede 0 0 0