20.500.12556/DKUM-17851 KREDITIRANJE FIZIČNIH OSEB V ČASU FINANČNE KRIZE - ANALIZA BANK SLOVENSKEGA TRGA LENDING TO INDIVIDUALS DURING THE TIME OF FINANCIAL CRISIS - MARKET ANALYSIS OF SLOVENIAN BANKS Diplomsko delo zajema predstavitev bank in bančnega poslovanja predvsem na področju poslovanja s fizičnimi osebami. Bančništvo se v današnjem času srečuje z veliko konkurenco na trgu. Novi in bolj uspešno prodajan proizvod je postal gonilo slovenskega bančništva. Ne smemo izključiti pravilnosti in ustreznosti poslovanja na bančnem trgu, saj je to osnova za nadaljnjo poslovanje. Poslovanje banke zahteva zelo natančno in skrbno načrtovanje finančnih tokov, saj lahko banka le tako ostane sposobna zagotavljati ustreznost svojih storitev. Banke morajo svoje storitve ponujati čim bolj nemoteno, v enem kontinuiranem procesu, saj lahko le tako ohranijo dosedanje in privabijo nove komitente. Število kakovostnih komitentov lahko izjemno poveča priljubljenost določene banke. Namreč ljudje smo navajeni izbirati banko na osnovi priporočil oziroma na osnovi dobrih izkušenj. Bančništvo se v današnjem času razvija v smeri približevanja potrebam bodočih komitentov, se z zanimanjem posvetuje s stranko in ji na čim boljši način svetuje. Diploma includes presentation of banks and banking services based on the business with individuals. Banking services today are facing high competition on the market. New and more successfully sold product has become the driving force of the Slovenian banking. We cannot exclude the correct and relevance business in the banking market since it is a basis for further business. Banking services require very precise and careful planning of financial flows, since it is the only way to the bank remains able to provide the relevance of their services. Banks must offer their services as smooth as possible in one continuous process, which is the way to retain existing and attract new clients. The number of quality costumers, could increase the popularity of certain bank. People are accustomed to choose a bank based on recommendations or on the basis of good experience. Banking today is moving towards to needs of future customers, consult with the client and in the best possible way give advice to costumer. finančna institucija bančni sistem finančni trg kapital banke finančni presežek finančni primanjkljaj likvidnost varnost rentabilnost ekonomičnost kapitalska ustreznost multiplikacija ponudba povpraševanje kratkoročni kredit dolgoročno posojilo poroštvo hipoteka zavarovanje obresti glavnica kreditno tveganje tržno tveganje. financial institution banking system financial market bank capital financial suficit financial deficit liquidity safety profitability operating efficiency capital adequacy multiplication supply demand short-term credit long-term loan guarantee mortgage insurance interest principal credit risk market risk. true true false [A. Žilić] Slovenski jezik Angleški jezik Diplomsko delo 2011-03-22 22:47:43 2011-05-04 13:34:14 2022-04-13 10:12:50 2023-12-23 03:08:26 2011 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.77 10630172 URN:SI:UM:DK:4HSNCZYJ UNI_Zilic_Asmir_2011.pdf UNI_Zilic_Asmir_2011.pdf 1 1567DD938C62283E56BC81F85D4F7D41 c5925dcfa8bd4cc1450a38ecc2b47fb843d8823037b7a0f372870f1faca343ee fde26e47-7c04-11eb-bb7a-00155d0001ca 20.500.12556/dkum/c7287a05-d613-44b0-a5cb-1dc9e9de7eb5 https://dk.um.si/Dokument.php?lang=slv&id=21044 Ekonomsko-poslovna fakulteta 0 0 0