20.500.12556/DKUM-19403 POMEN BANČNIH GARANCIJ PRI MEDNARODNIH PROJEKTIH BANK GUARANTEES IN INTERNATIONAL PROJECTS Bančne garancije so nastale in se razvile zato, da udeležence poslovnih tran¬sakcij učinkovito ščitijo pred številnimi riziki, katerim so izpostavljeni v mednarodnih poslovnih odnosih. Zaradi številnih tveganj, ki nastajajo pri vseh vrstah poslov, je potrebno poznati načine, kako se proti njim zavarovati. Podjetje NIEROS Metal, d. o. o., se plačil na odprt račun izogiba, ker obstaja veliko tveganje, da kupec ne bo plačal na rok ali pa da sploh ne bo plačal. Ker podjetje v glavnem prodaja investicijsko opremo po naročilu kupca, zahteva do 30 % avansnega plačila. Nekateri kupci za plačani avans zahtevajo garancijo za vračilo avansa. Podjetje pa tudi samo velikokrat zahteva garancijo s strani kupca, saj se je v preteklosti že zgodilo da kupec ni želel poravnati računa. V tem delu sem prikazal tudi, kako je podjetje postopalo, ko je kupec zahteval garancijo za vračilo avansa, saj je bil dogovorjen način plačila 100 % avans. Bank guarantees have been developed for the purpose of securing participants in international transactions from various risks which are connected with international business. Because there are numerous risks involved with every kind of business, it is necessary to know different ways of insurance against these risks. Company NIEROS Metal d. o. o. avoids open book accounts, because there is high risk that the buyer will not pay on the agreed date or that he will not pay at all. Because the company mainly sells investment equipment by the buyer's custom specifications, it requests 30% of advanced payment. Some buyers request a guarantee for the return of an advanced payment. The company itself often wants a guarantee from the buyer because it has happened that the buyer did not want to clear the payment. In this work I also show what the company had to do, when a buyer requested a guarantee for the return of an advanced payment, when the agreed paying method was 100% advanced payment. Bančne garancije plačilna tveganja mednarodno poslovanje bank guarantees payment risks international business true true false [J. Kresnik] Slovenski jezik Angleški jezik Delo diplomskega seminarja/zaključno seminarsko delo/naloga 2011-07-11 20:29:50 2011-11-16 13:56:29 2022-04-13 15:21:06 2023-12-25 03:18:44 2011 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71 10833948 URN:SI:UM:DK:3RX6JLRT UNI_Kresnik_Jan_2011.pdf UNI_Kresnik_Jan_2011.pdf 1 608C4E6EECD6206A37B95C9E7110210F 6ace9c8ff7c73f2e814584ea78d60da3fd6c0d89bd8b80d150eb7928c16e3f33 5e2dc7a5-7c05-11eb-bb7a-00155d0001ca 20.500.12556/dkum/6811fd2d-9084-42f9-a096-56b7df62ef2d https://dk.um.si/Dokument.php?lang=slv&id=24052 Ekonomsko-poslovna fakulteta 0 0 0