20.500.12556/DKUM-19892 PRIMERJAVA POKOJNINSKEGA SISTEMA SLOVENIJE IN NEMČIJE THE COMPARISON OF THE PENSION SYSTEM IN SLOVENIA AND GERMANY Tako v Sloveniji kot drugod po svetu se soočamo z demografskimi spremembami – staranje prebivalstva, nižja stopnja rodnosti, brezposelnost, itd. Te spremembe so omajale trdnost pokojninskega in invalidskega zavarovanja. Vlada Republike Slovenije je podala predlog za reformo pokojninskega in invalidskega sistema. Sedanji pokojninski sistem je sestavljen iz treh stebrov. Prvi steber zagotavlja minimalni standard upokojencev, drugi in tretji steber pa sta namenjena dodatnemu pokojninskemu zavarovanju. Dodatno pokojninsko zavarovanje zagotavlja višji socialni standard po prehodu iz delovno aktivnega statusa v status upokojenca. Slovenski pokojninski sistem se zgleduje po nemškem pokojninskem sistemu. Tudi v Nemčiji poznajo tristebrni sistem pokojninskega zavarovanja. Prvi steber je financiran po PAYG principu, pri dodatnem pokojninskem zavarovanju pa je na voljo več oblik zavarovanja. In Slovenia and elsewhere in the world are facing demographic challenges - an aging population, lower birth rates, unemployment etc. These changes undermine the soundness of pension and disability insurance. The Slovenian Government has submitted a proposal for reform of the pension and disability system. The current pension system consists of three pillars. The first pillar provides a minimum standard of pensioners, second and third pillar is intended to provide additional pension insurance. Supplementary pension insurance provides higher social standards throughout the transition from active working status to the status of the pensioner. Slovenian pension system is inspired by the German pension system. Even in Germany they know three pillar pension scheme. The first pillar is financed through a PAYG principle, the supplementary pension insurance is available to more types of insurance. pokojnine pokojninski sistem pokojninska reforma demografske spremembe pensions pension system pension reform demographic changes true true false [N. Pernat] Slovenski jezik Angleški jezik Delo diplomskega seminarja/zaključno seminarsko delo/naloga 2011-09-01 22:37:27 2011-11-22 16:35:55 2022-04-13 15:44:20 2023-12-26 03:23:25 2011 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.5 10849308 URN:SI:UM:DK:OOHRHQU9 UNI_Pernat_Nusa_2011.pdf UNI_Pernat_Nusa_2011.pdf 1 AF30D081CD80F9310B9C704ACBBC1F72 f81a93c94da9b65e9112c690be149220943d1043600ff780ad81ecfd34d74fc3 7ce64246-7c05-11eb-bb7a-00155d0001ca 20.500.12556/dkum/11ccb87f-be0d-4d83-8c1e-d7ff17fd280e https://dk.um.si/Dokument.php?lang=slv&id=25106 Ekonomsko-poslovna fakulteta 0 0 0