20.500.12556/DKUM-19915 ANALIZA PRODUKTOV ZAVAROVANJ STANOVANJSKIH HIŠ NA SLOVENSKEM TRGU ANALYSIS OF INSURANCE PRODUCTS FOR RESIDENTIAL HOUSES ON THE SLOVENIAN MARKET V diplomski nalogi so analizirani produkti za zavarovanje hiš petih največjih slovenskih zavarovalnic. Na osnovi analiz in informativnih izračunov so produkti razvrščeni od prvega do petega mesta. Izbran je tisti, ki po najugodnejši ceni ponuja največ zavarovanih nevarnosti. Na začetku naloge je opisano zavarovalstvo, njegove naloge, zgodovina in pomen te dejavnosti. V nadaljevanju so opredeljeni različni pojmi, ki so povezani z zavarovanjem stanovanjskih objektov. Navedene so temeljne in dodatne nevarnosti, ki jih je možno zavarovati. Četrto poglavje je namenjeno dejavnikom, ki vplivajo na vedenje in odločanje zavarovancev. V petem poglavju pa je podrobno opisan proces odločanja o nakupu oziroma o zavarovanju. Za lažje raziskovanje konkurenčnih ponudb sem opisala pet največjih zavarovalnic in analizirala njihovo ponudbo. Prav tako je bila v sklopu raziskovanja izvedena anketa na vzorcu 40-ih zavarovancev. V anketi o pomembnosti dejavnikov, ki vplivajo na sklenitev zavarovanja za hišo je bilo ugotovljeno, da je pri moških odločilnega pomena zaupanje v zavarovalnega zastopnika, ženskam, pa je najpomembnejša zavarovalna vsota. I have chosen home insurance products from five of the largest insurance companies in Slovenia as my subject matter. I have ordered the products on a scale from one to five, on the basis of analyses and informative calculations. I have chosen as the best the product that includes the most perils at the lowest price/cost. In the beginning I have included descriptions of insurance in general, its tasks, history and meaning. I then move on to definitions of different concepts that deal with home insurance. I have also mentioned the fundamental and special perils that can be insured. The fourth chapter deals with the factors, that affect the behaviour and the decision making process of the clients. In the fifth chapter one can find a detailed description of the decision making process to buy, or rather to insure. In order to examine competitive offers I included a description of five of Slovenia's biggest insurance companies and analysed their offer. I also conducted a survey with a sample of 40 clients that investigated the importance of factors that affect the decision to obtain home insurance. In conclusion I found that in the case of the men, the trust in the insurance agent, is of key importance, and that with women, the most important variable is the insurance sum. zavarovalnica zavarovanje stanovanjska hiša primerjava. insurance company insurance home comparison true true false [R. Senekovič] Slovenski jezik Angleški jezik Diplomsko delo 2011-09-02 15:16:14 2012-01-18 11:08:01 2022-04-13 15:45:14 2023-12-26 03:19:04 2011 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 368 10932764 URN:SI:UM:DK:PTZAZD31 UNI_Senekovic_Rebeka_2011.pdf UNI_Senekovic_Rebeka_2011.pdf 1 77D45E370E5E5DB614BC9133BB58E686 3e610cb2660aad717e82a229288c580005a8cbcabd508132d314f93dd1d6e9ac 923f9b78-7c05-11eb-bb7a-00155d0001ca 20.500.12556/dkum/cff7dffb-a7ab-4428-a186-1a6d4cd6b3c0 https://dk.um.si/Dokument.php?lang=slv&id=24929 Ekonomsko-poslovna fakulteta 0 0 0