20.500.12556/DKUM-23102 KORPORACIJSKO-PRAVNI VIDIKI NOVIH OBLIK POVEČANJA OSNOVNEGA KAPITALA BANK Z NAMENOM ZAGOTAVLJANJA KAPITALSKE USTREZNOSTI Corporate-legal aspects of new forms of banking capital increase Sprememba zakonodaje na področju bančne regulative kot posledica zadnje finančne krize je bila pričakovan in nujen korak. Nov regulatorni okvir, ki ureja kapitalske standarde, je bil na ravni Evropske unije že sprejet, v nacionalne zakonodaje pa se implementira postopoma. Prav ta postopna implementacija novih pravil pa lahko ustvari kolizijo med pravnimi normami. V magistrski nalogi je opisan primer take kolizije, in sicer gre za kolizijo med določbami Zakona o gospodarskih družbah, ki ureja instituta odobrenega in pogojnega kapitala, ter določbami novele Zakona o bančništvu in Sklepa Banke Slovenije o izračunu kapitala bank in hranilnic, ki urejajo hibridne instrumente in možnost njihove konverzije v lastniški kapital. Omenjena kolizija pravnih aktov pa ni relevantna le v kontekstu konverzije hibridnih instrumentov temeljnega kapitala, pač pa tudi v kontekstu ukrepa znižanja terjatev nezavarovanih upnikov (»bail-in debt«) in t.i. potencialnega kapitala (»contingent convertible capital«) – dveh v tem trenutku še konceptualnih predlogov ukrepov načina pokrivanja izgub bank, nastalih tako v okviru njihovega rednega poslovanja (t.i. princip »going concern«) kot tudi v času njihovega nadzorovanega prenehanja (t.i. princip »gone concern«). Due to the recent developments in capital markets which were mainly triggered by financial crisis, intervention in existent regulatory framework for certain areas was a logical and needed consequence. One of this area is banking regulation. New rules covering capital standards adopted at European Union level are being gradually implemented in national jurisdictions. In some cases such implementation causes collision between legal standards. This master thesis describes example of collision between institutions of conditional capital and authorized capital as defined in the Companies Act (ZGD-1) and regulation of new hybrid instruments and their conversion to common shares, adopted in the new amendment of Banking Act (ZBan-1) and Decree of Bank of Slovenia on the calculation of own funds of banks and savings banks. Furthermore, this collision between legal standards is not limited to conversion of hybrid instruments, but it is also relevant in the context of bail-in debt and contingent convertible capital - two conceptual measures for absorbing banking losses in so called going concern and gone concern principles. hibridni instrumenti pogojni kapital odobreni kapital konverzija ukrep znižanja terjatev nezavarovanih upnikov potencialni kapital hybrid instruments conditional capital authorized capital conversion bail-in debt contingent convertible capital true true false [P. Merc] Slovenski jezik Angleški jezik Magistrsko delo 2012-05-22 14:46:58 2012-05-29 12:15:10 2022-04-14 12:21:44 2023-12-29 03:28:49 2012 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 34(043.2) 4349227 URN:SI:UM:DK:XTWP6IVL MAG_Merc_Peter_2012.pdf MAG_Merc_Peter_2012.pdf 1 624B78F60333147396FD2837386D693E 7507fe3f91b4f4d9e5165296950ad37fee8cff6c17fac1c51c73e91e4e932608 a41b7417-7c06-11eb-bb7a-00155d0001ca 20.500.12556/dkum/658f69ba-27a7-4bd6-8b77-071163bf4af0 https://dk.um.si/Dokument.php?lang=slv&id=30132 Pravna fakulteta 0 0 0