20.500.12556/DKUM-37503 SISTEM JAMSTVA BANČNIH DEPOZITOV V REPUBLIKI SLOVENIJI IN EU BANK DEPOSIT INSURANCE SYSTEM IN THE REPUBLIC OF SLOVENIA AND EU V diplomskem seminarju sem obdelala tematiko zavarovanja depozitov. Podrobno sem razdelala zakone, ki definirajo zavarovanje bančnih depozitov. Preučila sem, kako se je višina jamstva vlog spreminjala skozi zgodovino Republike Slovenije. Opisala sem tudi direktivo iz evropske zakonodaje , in sicer Direktivo o sistemu zajamčenih vlog iz leta 1994 in njene popravke in leta 2009. V osredju dela sem natančno opisala slovenski sistem jamstva bančnih depozitov in ob tem ugotovila, da so v Sloveniji zajamčene do 100.000,00 EUR na vsaki banki na posameznega komitenta. Med seboj sem primerjala tudi zavarovanje depozitov v preostalih državah članicah Evropske unije. Tako sem prišla do zaključka, da se jamstvo med državami ne razlikuje veliko, morda bi izpostavila le Irsko, ki ima neomejeno jamstvo za depozite. Medtem ko ima večina preostalih držav jamstvo do 100.000,00 EUR. The central topic of my seminar paper is bank deposit insurance, which I have dealt with. I have classified the laws in detail, which define the deposit insurance system. My interest was also changing of Republic of Slovenia’s history. I have also described the Directive 2009/14/EC of the European parliament and of the Council of 11 March 2009 amending Directive 94/19/EC on deposit-guarantee schemes as regards the coverage level and the payout delay. Slovenian bank deposit insurance seems very interesting. I found out that our limit for deposit is 100.000,00 EUR for each person in each Bank. My paper also includes comparison among different countries in European Union and their deposit insurance system. I have made a conclusion that deposit insurance is quite the same in almost every European country, with Ireland being an exception, because in Ireland the bank deposit insurance is not limited. In almost every other country of European Union the limit for deposit insurance is 100.000,00 EUR. Jamstvo depoziti Zakon o bančništvu evropske direktive Insurance deposits Banking act European Directive true true false [N. Leljak] Slovenski jezik Angleški jezik Delo diplomskega seminarja/zaključno seminarsko delo/naloga 2012-09-02 23:10:17 2012-12-17 08:55:46 2022-04-23 23:12:51 2021-04-18 03:27:04 2012 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71 11273756 URN:SI:UM:DK:5NWGI9FF UNI_Leljak_Nika_2012.pdf UNI_Leljak_Nika_2012.pdf 1 69D86499CBA2B69342B5EDD33CD15AEE 962b67373df6a80038eece83836f2ae712ce9c68681bab637a18e8b9a7616d56 41f6a7aa-7c08-11eb-bb7a-00155d0001ca 20.500.12556/dkum/a3f2ae64-d7ac-4578-9ae5-dc136b9b634f https://dk.um.si/Dokument.php?lang=slv&id=49441 Ekonomsko-poslovna fakulteta 0 0 0