20.500.12556/DKUM-38198 VPLIV GOSPODARSKE KRIZE NA GOSPODARSKO RAST SLOVENIJE IMPACT OF GLOBAL ECONOMIC CRISIS ON ECONOMIC GROWTH OF SLOVENIA Finančna kriza, ki se je začela leta 2008 v ZDA, se je zaradi globalne prepletenosti gospodarstev hitro razširila po svetu. Vzrok za nastanek je pok nepremičninskega balona zaradi hitro rastočega trga nepremičnin, ki ga je generiralo prelahko dajanje kreditov ter nizka obrestna mera. Ker so nepremičnine nenehno naraščale, je šlo za občutek, da gre za varno naložbo. Ko pa posojilojemalci niso bili sposobni več odplačevati kreditov se je ustvarila odvečna ponudba, ki je banke niso mogle prodati. Kreditna aktivnost se je prekinila, kar se je odrazilo v realni sektor in ne nazadnje se je znižala tudi gospodarska aktivnost. Kriza se je razširila v tudi Evropsko Unijo. Ekonomska aktivnost se je v zelo kratkem obdobju začela hitro zniževati, kar je prisilo vlade držav članic EU, da so ukrepale. Prvi ukrepi so se nanašali predvsem na reševanje bank z uporabo monetarnih in fiskalnih orodij, za odmrznitev kreditnih trgov in za stimulacijo gospodarske aktivnosti, kar je do sedaj prineslo skromen napredek. Na dolgi rok se EU zavzema za razvoj organizacije, ki bi prevzela vlogo nadzora nad finančnimi sistemi držav članic. Slovenijo je kriza prizadela preko mednarodnih tokov, saj je Slovenija močno izvozno usmerjena. Zniževanje vseh komponent izdatkovne strukture je povzročilo, da se je bruto domači proizvod zmanjšal. Povečala se je brezposelnost, narašča javnofinančni primanjkljaj in konsolidirani dolg, kar se odraža v zmanjševanju konkurenčnost slovenskega gospodarstva v širšem mednarodnem okolju. Slovenija se nahaja pred pomembnimi izzivi, saj mora sprejeti pomembne strukturne reforme, ki bodo znova zagnale gospodarsko rast. Financial crisis that began in 2008 in the U.S. due to the interconnectedness of global economies quickly spread around the world. Cause of the crisis was the boom of housing bubble because of the rapidly growing real estate market that was generated by easy credit lending and low interest rates. Since real estate was constantly rising it was considered to be a safe investment. However, when borrowers were not able to continue repaying loans, excess supplies were generated, which the banks could not sell. Lending activity was suspended, which was reflected in the real sector and ultimately economic activity declined. The crisis has spread into the European Union. Economic activity rapidly declined in a very short period of time, which forced the EU governments to act. The first step was primarily related to the settlement of banks to use monetary and fiscal tools to unfreeze credit markets and to stimulate economic activity, which has so far brought little progress. In the long run, the EU is committed to develop a organization that would assume the role of supervising the financial systems of the EU Members. Slovenia has been hit by crisis through international flows. As Slovenia is heavily export-oriented, reduction of all components of the expenditure structure has led to decline of gross domestic product. Rising of unemployment rates, budget deficits and debt consolidation, resulted in reducing of the competitiveness of the Slovenian economy in the wider international environment. Slovenia is confronted with some significant challenges. It must accept some important structural reforms that will restart the economic growth. Finančna kriza gospodarska kriza gospodarska rast vpliv krize ukrepi za reševanje gradbeništvo zaposlovanje primanjkljaj dolg. Financial crisis economic crisis economic growth the impact of the crisis actions for solution employment deficit debt. true true false [T. Maučec] Slovenski jezik Angleški jezik Delo diplomskega seminarja/zaključno seminarsko delo/naloga 2012-09-19 13:15:35 2012-12-20 13:42:00 2022-04-25 23:16:43 2021-04-18 03:21:48 2012 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 338.1 11297308 URN:SI:UM:DK:LWPOB0GC UNI_Maucec_Tina_2012.pdf UNI_Maucec_Tina_2012.pdf 1 D9EEC27A71C5B11B95DFB683089DDC9F eb099444d0c2ff87810624061b7603526c0075cf94c3131fc7dd8a4592259359 38caedf6-7c08-11eb-bb7a-00155d0001ca 20.500.12556/dkum/b317030f-ab17-4d04-874c-3db254834c93 https://dk.um.si/Dokument.php?lang=slv&id=50879 Ekonomsko-poslovna fakulteta 0 0 0