20.500.12556/DKUM-38465 VPLIV DOHODKA IZ DELA NA UPRAVLJANJE OSEBNIH FINANC IN SUBJEKTIVNI OBČUTEK BLAGOSTANJA IMPACT OF INCOME FROM WORK ON MANAGING PERSONAL FINANCES AND SUBJECTIVE SENSE OF WELL-BEING Zavestno iskanje in ustvarjalno odločanje o temeljnih ciljih posameznika so osebne finance, ki se uresničujejo z upravljanjem osebnih financ. Upravljanje osebnih financ je tako del osebnih financ in se ukvarja z upravljanjem premoženja posameznika, da se zagotovijo osnovne potrebe življenja. Samo upravljanje osebnih financ pa je odvisno od vsakega posameznika ali družine posebej. Odvisno je od tega, kako učinkovito in sistematično si želijo spremljati svoje premoženje in ga racionalno uporabiti. Zato so glavni cilji in naloge posameznikov, da na osnovi racionalnega vedenja in želja ustvarjajo presežke oziroma prihranke. Izbirajo lahko med različnimi naložbenimi alternativami, kot so banke, zavarovalnice in vzajemni skladi. Pri tem zasledujejo svoje individualne cilje, ki jih želijo doseči s plasiranjem premoženja. Da posamezniki lahko investirajo v posamezne dobičkonosne naložbe, potrebujejo vir, s katerim lahko varčujejo. Ta vir imenujemo dohodek iz dela in predstavlja dohodek, ki ga dobivajo posamezniki različnih vrst in katerega lahko varčujejo, da bi v prihodnosti dosegli nadzor nad upravljanjem osebnih financ. Zato moramo v prvi vrsti aktivno ustvarjati dohodek iz dela in v nadaljevanju upravljati z njim, da se doseže blaginja. Kajti subjektivni občutek blagostanja pogosto razumemo v različnih perspektivah in pomenih. Pri tem je najbolj pomembno, kako dohodek iz dela vpliva na subjektivni občutek blagostanja. Conscious search and creative decision making about the fundamental goals are personal finances, which are realized with the management of personal finances. Management of personal finances is part of personal finance and dealing with the asset management of an individual to ensure the basic needs of life. The management of personal finances depends on each individual or family. It depends, on how effectively and systematically one wants to monitor his/her assets and rational use. Therefore, the main objectives and responsibilities of individuals, that on the basis of rational behavior and a desire generate surpluses or savings. Individuals can choose between different investment alternatives, such as banks, insurance companies and mutual funds. In doing so, they pursue their individual goals through the placement of assets. That individuals can invest in individual investments profitable, they need a source, that they can save. This source is income from work and represent income, which is derived by individuals in different types and can save for the future to achieve control over the management of personal finances. Therefore they must primarily actively generate income and managage it to achieve the prosperity. The subjective sense of well-being is often seen in different perspectives and implications. It is very important, how income from work affect the subjective sense of well-being. osebne finance osebno premoženje upravljanje osebnih financ dohodki iz dela subjektivni občutek blagostanja. personal finance personal property managing personal finances income from work subjective sense of well-being. true true false [M. Kežmah] Slovenski jezik Angleški jezik Magistrsko delo/naloga 2012-09-26 18:50:06 2012-10-24 12:40:55 2022-04-26 11:33:26 2021-04-15 03:35:47 2012 0 Gornja Radgona 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 330.5 11179292 URN:SI:UM:DK:BNINV3SP MAG_Kezman_Mateja_2012.pdf MAG_Kezman_Mateja_2012.pdf 1 E49C2517F6986C067B8B04FC4A1BB84B baafece20b350fda8648158f0fc82efb45284b423eb232ef30321d5629788147 00afc58e-7c08-11eb-bb7a-00155d0001ca 20.500.12556/dkum/b0be3216-7aed-45ea-bf9d-eded56db6dfe https://dk.um.si/Dokument.php?lang=slv&id=51403 Ekonomsko-poslovna fakulteta 0 0 0