20.500.12556/DKUM-41592 ANALIZA UPRAVLJANJA S TERJATVAMI DO KUPCEV V TREH SLOVENSKIH PODJETJIH RECEIVABLES MANAGEMENT ANALYSIS IN THREE SLOVENIAN COMPANIES V diplomskem seminarju analiziramo stanje terjatev do kupcev v treh slovenskih podjetjih. Z zbiranjem primerne literature domačih in tujih avtorjev proučujemo lastnosti posameznih modelov varovanja pred tovrstnim tveganjem. Z analizo stanja terjatev in z analizo upravljanja s terjatvami v proučevanih podjetjih ugotavljamo primernost trenutnega sistema upravljanja s terjatvami. Proučene podatke nadgradimo z mnenjem za izboljšanje stanja. S povzetkov izbrane literature skušamo predstaviti čim uspešnejšo izbiro kreditne politike za vsako izmed podjetij. S predstavitvijo in analizo orodij za varovanje pred tveganjem neizpolnitve nasprotne stranke pojasnjujemo smiselnost izbire določenega instrumenta za specifično situacijo. Zaostrovanje poslovanja na svetovnem trgu je v zadnjih letih stalnica. Pritiski na cene so vedno večji, kupci vse zahtevnejši. Za uspešno poslovanje postaja vse pomembnejši dejavnik redno finančno proučevanje in analiziranje novih kot tudi obstoječih kupcev. Pozornost je potrebno usmeriti v pravilen izbor kreditne politike podjetja, ki pa ne sme biti enotna za vse kupce, prav tako mora podjetje prilagajati kreditno politiko glede na svojo likvidnost in glede na stanje na trgu. The diploma thesis analyzes the state of debts to customers in three Slovenian companies. By collecting relevant literature of the domestic and foreign authors we study the features of the individual hedge models. By analysis of the state of debts and the debt management analysis in the studied companies we noted the appropriateness of the current system for managing debts. Examined data are upgraded by an opinion to improve the situation. We try to present the most successful choice of credit policies for each of the companies by the summaries of selected literature. By the presentation and analysis of the hedging tools for unfulfillment of the counterparty we explain the reasonableness of the choice of a particular instrument for a specific situation. The escalation of business in the global market is regularity in recent years. Pressures on price are increasing and customers are more demanding. Regular financial examination and analysis of new and existing customers is becoming an increasingly important factor for a successful business. Attention should be directed to the correct selection of credit policy of the companies that may not be the same for all customers; as well the company should adjust credit policies with regard to its liquidity and the market situation. tveganje upravljanje zavarovanje kupec prodajalec terjatev bonitetna ocena izterjava plačilna nedisciplina. risk management insurance buyer seller receviables rating mark recovery payment disorder. true true false [L. Hren] Slovenski jezik Angleški jezik Delo diplomskega seminarja/zaključno seminarsko delo/naloga 2013-09-01 20:36:29 2013-10-25 11:09:53 2022-05-05 03:07:32 2021-04-24 03:15:57 2013 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.77 11533596 URN:SI:UM:DK:P5CE2CAA UNI_Hren_Leon_2013.pdf UNI_Hren_Leon_2013.pdf 1 1F332652DB5687DA39B1E345CCE160CA 2103ab5e4911534e324af66d47eb104c1d95cd930e3f7f8b9ee87ffb3f006c57 34ee93ee-7c0a-11eb-bb7a-00155d0001ca https://dk.um.si/Dokument.php?lang=slv&id=57643 Ekonomsko-poslovna fakulteta 0 0 0