20.500.12556/DKUM-42822 NEPOŠTENI IN PRETIRANO STROGI POGOJI ZAVAROVALNIH POGODB UNFAIR STANDARD TERMS IN INSURANCE CONTRACTS Splošni pogoji zavarovalnih pogodb predstavljajo pomemben mehanizem, ki zavarovalnicam omogoča, da vnaprej uredijo večje število istovrstnih pravnih razmerij. Ker splošne pogoje zavarovalnih pogodb pripravi samo ena stranka, torej zavarovalnica, velikokrat pride do primerov, ko so ti splošni pogoji za nasprotno stranko, zavarovalca, nepošteni in pretirano strogi. Pozitivna zakonodaja ureja nepoštene in pretirano stroge pogoje pogodb z določbo, da so pogoji nepošteni in pretirano strogi, ko drugi stranki jemljejo pravico ugovorov, s katerimi stranka izgubi pravice iz pogodbe ali roke oziroma so sicer nepravični ali pretirano strogi zanjo. Kdaj so neki pogoji nepošteni in pretirano strogi, pa se določa od primera do primera in je odvisno od konkretnih okoliščin. General terms and conditions of insurance contrasts represent an important mechanism which enables insurance companies to arrange a large number of similar legal relationships in advance. However, the fact that general terms and conditions are created by one of the parties only can lead into a situation where said terms and conditions are unfair and overly strict for the other party – the insurer. Therefore, unfair and overly restrictive terms and conditions are regulated by law which defines the conditions as being too strict when they preclude the other party's right to appeal and thus entail that party to lose their contract rights, or are otherwise unfair or too strict towards that other party. Moreover, unfair and overly restrictive terms are determined on a case-by-case basis, with regard to all the relevant circumstances of a case. nepošteni pogoji pretirano strogi pogoji splošni pogoji pogodb (poslovanja) nepravična porazdelitev bremen zavarovalna pogodba zavarovalnica zavarovalec zavarovalništvo. unfair terms and conditions overly restrictive terms and conditions general terms and conditions of contracts unequal distribution of obligations insurance contract the insurer the insurance company insurance.   true true false [N. Travner] Slovenski jezik Angleški jezik Diplomsko delo 2013-10-21 11:46:17 2014-01-10 14:56:19 2022-05-08 03:06:06 2021-04-27 03:37:27 2013 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 347.44:368(043.2) 4594475 URN:SI:UM:DK:A0GYNWSX UNI_Travner_Nikolina_2013.pdf UNI_Travner_Nikolina_2013.pdf 1 B5E461638A17A3A466F0F42B833E1B77 cd2256ae39c940a34c2a4d6f4e7b764b69da62bbb8da3de3441001442201373b 7e420224-7c0a-11eb-bb7a-00155d0001ca https://dk.um.si/Dokument.php?lang=slv&id=60215 Pravna fakulteta 0 0 0