20.500.12556/DKUM-44325 Zavarovanja na več življenj Multiple life insurance V magistrskem delu so obravnavane nekatere formule za izračun zavarovanj na več življenj. Predstavljene so osnove verjetnostnega in obrestnoobrestnega računa, ki so potrebne za razumevanje nadaljnje snovi. Opisana so zavarovanja in rente na eno življenje. Le-ta so potrebna za lažjo izpeljavo zavarovanj in rent na več življenj, ki sledijo v nadaljevanju. Zavarovanja in rente so bolj podrobno obravnavana za dve življenji in za dva statusa. To sta status skupnega življenja in status zadnjega preživelega. Večina zavarovanj in rent se obravnava v primeru neodvisne bodoče življenjske dobe. V magistrskem delu sta predstavljena dva načina, s katerima zapišemo modele z odvisnimi naključnimi spremenljivkami. Predstavljene so posebne oblike zavarovanj in rent ter izračun le-teh glede na posebne domneve umrljivosti. This master thesis deals with some formulas for calculations of insurances for multiple lives. Basics of probability and compound basis are presented for further understanding of the matter. Insurance and annuities for one life are described which are needed to facilitate the derivation of insurance and annuities of more lives. Insurance and annuities for two lives and two statuses are dealt in detail. These are the status of joint life and the status of the last survivor. Most insurance and annuities are treated in the event of a random future lifetime variables. The thesis presents two ways of writing models with dependent random variables. It also presents special forms of insurance and annuities as well as the calculation depending on the specific assumptions of mortality. zavarovanje renta bodoča življenjska doba insurance annuities future lifetime true true false [T. Einfalt] Slovenski jezik Angleški jezik Magistrsko delo/naloga 2014-05-18 19:28:01 2014-06-04 14:56:25 2022-05-12 03:07:47 2021-05-01 03:16:26 2014 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 51-7:368(043.2) 20572424 URN:SI:UM:DK:BZNUNVEH MAG_Einfalt_Tanja_2014.pdf MAG_Einfalt_Tanja_2014.pdf 1 432B1E62DC5E4B6AAF9AA2F6F495DEC1 1ac88e609a8d0a3e9d170cf0ddb8eb4f8695ea7ab340c701233a748aac95e98a d4d55f30-7c0a-11eb-bb7a-00155d0001ca https://dk.um.si/Dokument.php?lang=slv&id=63594 Fakulteta za naravoslovje in matematiko 0 0 0