20.500.12556/DKUM-48472 UPRAVLJANJE, OBVLADOVANJE TVEGANJ IN SKLADNOST V ZAVAROVALNICI MARIBOR GOVERNANCE, RISK MANAGEMENT AND COMPLIANCE (GRC) IN ZAVAROVALNICA MARIBOR Nov sistem upravljanja zavarovalnic, ki ga prinaša direktiva Solventnost II zagotavlja večjo stabilnost in transparentnost poslovanja zavarovalnic in s tem tudi boljšo zaščito zavarovancev, ki so uporabniki zavarovalnih storitev. Kot negativno posledico uvedbe direktive Solventnost II lahko štejemo višje administrativne stroške ob vpeljavi direktive. Dolgoročno pa bi naj direktiva vplivala na ugodnejše poslovanje zavarovalnic. Korporativno upravljanje zavarovalnic pa v sektor zavarovalništva prinaša več etike, s tem pa tudi večje zaupanje v zavarovalne storitve in produkte. New system of insurance company management, which is being implemented by the Solvency II directive, ensures higher stability and transparecy of insurance companies' business. Hence, it also guarantees better protection of their clients as users of various insurance services. Higher administrative costs at the implementation of Solvency II directive can be regarded as its only negative consequence. However, in the long term, the directive should positively influence the insurance companies' business operations. The Corporate Governance of insurance companies thus provides more ethical practice for insurance sector and consequently brings higher degree of trust into the existing insurance services and products. zavarovalništvo Zavarovalnica Maribor Zakon o zavarovalništvu korporativno upravljanje obvladovanje tveganj tveganja skladnost Solventnost II Lamfalussyjev proces EIOPA zahtevani solventnostni kapital minimalni zahtevani kapital zavarovalno-tehnične rezervacije vrednotenje lastnih sredstev ORSA kakovost podatkov prenos informacij sposobnost in primernost ključne funkcije notranje kontrole izločeni posli poročanje in razkritja Insurance Maribor Insurance Company Insurance Law Corporate Governance Risk Management compliance Solvency II Lamfalussy's process EIOPA solvency capital requirements minimal capital requirements insurance-technical reservations Own Risk and Solvency Assessment ORSA quality of information information transfer fit and proper key functions internal controls outsourcing reports and disclosures true true false [K. Semler] Slovenski jezik Angleški jezik Diplomsko delo 2015-06-23 07:05:50 2015-10-23 09:29:46 2022-05-25 03:07:24 2021-05-08 03:42:41 2015 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 368 12099868 URN:SI:UM:DK:URZZBR9H UN_Semler_Karmen_2015.pdf UN_Semler_Karmen_2015.pdf 1 E0ACC4599361F9B0FC1B4F9B0C3160DC 98a8347051ae87e28144e43c79c0f73e152f4925ffce78bfa7c56da0b9aa8f78 9e3efe27-7c07-11eb-bb7a-00155d0001ca https://dk.um.si/Dokument.php?lang=slv&id=82492 Ekonomsko-poslovna fakulteta 0 0 0