20.500.12556/DKUM-58643 PRIMERJAVA MED VARČEVALNIMI NAVADAMI V SLOVENIJI IN V ŠVICI - PODOBNOSTI IN RAZLIKE A COMPARISON BETWEEN SAVING HABITS IN SLOVENIA AND SWITZERLAND - SIMILARITIES AND DIFFERENCES Če smo Slovenci včasih verjeli, da bo država poskrbela za nas v starosti ali v bolezni, se zdaj stvari počasi spreminjajo. Mlajše generacije se že zavedajo, da je varčevanje ključnega pomena za varnost v prihodnosti in da bo poznavanje oblik varčevanja, njihovega delovanja ter uporaba le-teh v prihodnosti neizbežna. V gospodarstvu in politiki se pogosto soočamo s turbulentnimi dogajanji in spremembami, v zadnjem času je to begunska kriza, ki prebivalce Evrope dela negotove in prestrašene. Kakšen vpliv lahko ima na naše življenje v prihodnosti? To se vedno bolj pogosto sprašujemo, prave rešitve pa kar ni. Nujno bo, da se bo vsak nauči poskrbeti zase. V diplomski nalogi smo se poleg varčevanja v Sloveniji, dotaknili tudi varčevanja in življenja v Švici, za katero se zdi, da se vedno uspe izogniti vsem večjim pretresom (npr. vojne) in omogoča svojim prebivalcem visok standard življenja. Zanimale so nas razlike in podobnosti glede varčevanja v obeh državah. V Sloveniji je bila ob osamosvojitvi pogosto izražena želja po »drugi Švici«. Za to bo potrebno še precej dela, vendar se je potrebno zavedati, da isti zakoni in pravilniki v dveh različnih državah nimajo enakega učinka, saj smo si različni. If us Slovenians used to believe that our country will take care of us in old age or disease, things are now slowly changing in our country as well. The younger generations are already aware that saving money is essential for our security in the future, as well as of the fact that knowing about the forms of saving, their operation and use will be imminent in the future. The economy and politics are often faced with turbulent events and transformations, recently this is definitely also a refugee crisis, which makes Europeans uncertain as well as frightened; what kind of impact could it have on our lives in the future? We increasingly often ask ourselves that question, however, the right solution somehow does not appear. Therefore, it will be necessary that everyone learns to provide for themselves. Beside saving in Slovenia, in this thesis we have also touched upon the saving and life in Switzerland, which somehow always seems to avoid any major shocks (for example wars) and enables its residents to enjoy a high standard of living. We were interested in the differences and similarities between saving in both countries. In Slovenia, having become independent, a desire to create the "second Switzerland" has often been expressed. This will require a considerable amount of work, however, something is also true; the same laws and regulations in two different countries do not have the same effect. We are simply different. varčevanje oblike varčevanja Slovenija in Švica življenjski standard primerjalna analiza med Slovenijo in Švico saving forms of saving Slovenia and Switzerland standard of living a comparative analysis between Slovenia and Switzerland true true false [J. Hecher] Slovenski jezik Angleški jezik Diplomsko delo 2016-04-24 18:43:37 2016-06-20 13:42:01 2022-06-17 03:07:00 2019-07-11 10:46:42 2016 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71 12339740 URN:SI:UM:DK:E18MYUXH VS_Hecher_Jasmina_2016.pdf VS_Hecher_Jasmina_2016.pdf 1 F11D52C8EA4D711F956594163F947BF8 9795568bcff3d58b8b447d9d461c23f946e4cb6f9474614c8b5d83ddad78ecf7 8d2f1140-7c0c-11eb-bb7a-00155d0001ca https://dk.um.si/Dokument.php?lang=slv&id=92673 Ekonomsko-poslovna fakulteta 0 0 0