20.500.12556/DKUM-63607 ANALIZA IN VREDNOTENJE POSTOPKA CENITVE MOTORNIH VOZIL V CESTNEM PROMETU ANALYSIS AND EVALUATION OF THE VEHICLES APPRAISAL PROCESS ON ROAD TRAFFIC S sprostitvijo trga motornih vozila v devetdesetih letih prejšnjega stoletja je skokovito narasla prodaja motornih vozil in s tem tudi promet na naših cestah. S tem, ko je rasla prodaja novih vozil se je posledično povečala ponudba rabljenih vozil. Z rastjo prodaje se je povečal tudi promet na slovenskih cestah in posledično število prometnih nesreč. Vsa registrirana vozila morajo imeti sklenjeno obvezno avtomobilsko zavarovanje, ki ga predpisuje država. S tem zavarovanjem se v primeru prometne nesreče krije škoda, ki jo je povzročil lastnik vozila. Z zavarovanjem avtomobilske odgovornosti ni mogoče sanirati škode, ki je nastala v nesreči, ki jo je povzročil lastnik. V teh primerih je potrebno dodatno skleniti še zavarovanje avtomobilskega kaska, ki med drugim krije škodo na lastnih vozilih, ki jo povzroči lastnik. Zaradi intenzitete nezgod in zaradi konstrukcijskih izboljšav na vozilih v prid varnosti potnikov v vozilu in ostalih udeležencev v prometu, se v škodnih primerih vedno pogosteje srečujemo s škodami, ki presegajo vrednost vozila. V takšnih primerih se oškodovancu za nastalo škodo na vozilu obračuna t.i totalka. Vzrok za oceno totalne škode je lahko v obsegu poškodb na vozilu ali v vrednosti samega vozila. V primerih, ko je vrednost vozila zaradi starosti ali ostalih faktorjev tako nizka, da minimalna materialna škoda na vozilu presega njegovo vrednost se škoda obračuna po sistemu ekonomske totalke. Zato je uvedba klasifikacija vozil s totalno škodo nujna za njihovo vključevanje v promet in za varnost udeležencev v prometu. With the release of the motor vehicles market in the nineties of the previous century has dramatically increased the sale of motor vehicles and thus traffic on our roads. With the growth of sale of new vehicles, it has consequently increased the offer of used vehicles. Moreover, with the growth of sales also increased traffic on Slovenian roads and, consequently, the number of traffic accidents. All registered vehicles must sign compulsory motor vehicle insurance, which is prescribed by the State. With this insurance is, in case of an accident, covered the damage, caused by the vehicle owner. By taking out car liability insurance it is not possible to rehabilitate the damage caused in an accident caused by the owner. In these cases, it is necessary to conclude also comprehensive motor insurance, which among other things covers the damage in its own vehicles, caused by the owner. Due to the intensity of accidents and because of the constructional improvements on vehicles in favor of the safety of the passengers in the vehicle and other road users, we in damage cases increasingly face with damages that excess the value of the vehicle. In such cases, for the damage caused to the vehicle is the injured party charged to the so called total damage. The reason for the appraisal of total damage may be in the extent of damage on the vehicle or the value of the vehicle itself. In cases, where the value of the vehicle due to age or other factors is so low that minimal damage on the vehicle exceeds its value, the damage is accounted for in accordance with the system of economic total damage. Therefore, the introduction of the classification of vehicles with total damage is necessary for their integration in the traffic and for the safety of road users. motorno vozilo nesreča zavarovanje totalka kasko zavarovanje škoda zavarovalna polica cenitev cenilni zapisnik vrednotenje Eurotax Audatex motor vehicle accident insurance total damage comprehensive insurance damage insurance policy appraisal appraisal record evaluation Eurotax Audatex true true false [H. Jakolič] Slovenski jezik Angleški jezik Diplomsko delo 2016-09-13 20:10:33 2016-10-04 12:48:18 2022-07-03 03:06:00 2019-07-11 13:33:22 2016 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 368.025.82:629.331(043.2) 20480790 URN:SI:UM:DK:KMZMIP6R VS_Jakolic_Herman_2016.pdf VS_Jakolic_Herman_2016.pdf 1 6C81D2EDBDE65E4EA6993B4CDC1F4749 28dd4bb1721268a0315d66245cb08bf34d9d24032c95fc0607f57fa6424ea695 b8bd93b2-7c0d-11eb-bb7a-00155d0001ca https://dk.um.si/Dokument.php?lang=slv&id=107060 Fakulteta za gradbeništvo, prometno inženirstvo in arhitekturo 0 0 0