20.500.12556/DKUM-64993 Računalniški pripomočki za podporo osebnih financ Computer applications for support in personal finance Osebnih financ ne smemo prepuščati naključju, poskrbeti moramo za osnovne elemente socialne varnosti. Za dosego svojih ciljev, si lahko pomagamo z uporabo informacijske tehnologije. Dobra rešitev nudi oporo na področju vodenja osebnih financ, preko katere lahko spremljamo svojo mesečno potrošnjo. Pomembno je, da ob uporabi rešitev podkrepimo finančno znanje v smislu nadziranja in organiziranja financ, da načrtujemo finančno prihodnost in za dosego ciljev izberemo ustrezne strategije. Le tako pridejo rešitve do pravega izraza in iz njih pridobimo največ. Računalniška podpora osebnih financ omogoča pregled nad stroški, dohodki in prihranki. Informacije je potrebno pravilno obdelati, le tako pravilno načrtujemo, ugotovimo koliko časa moramo varčevati, da privarčujemo za večje odlive, kot so na primer registracija avtomobila, šolnina, zavarovanja, nakup novega stanovanja, pokojnina ipd.. V delu spoznamo ter analiziramo obstoječo računalniško podporo osebnih financ. Predstavimo učinkovitost posameznega informacijskega sistema. Magistrsko delo je razdeljeno na teoretičen in empiričen del. V teoretičnem delu predstavimo osebne finance ter njihovo upravljanje. V prvem delu opredelimo aplikacije in njihove značilnosti, predstavimo pripomočke za podporo osebnih financ, ki so na voljo uporabnikom. V empiričnem delu predstavimo uporabo štirih pripomočkov za podporo osebnih financ, dve rešitvi slovenskih in dve tujih razvijalcev, njihove prednosti kot tudi slabosti oziroma pomanjkljivosti. Personal finances should not be left to chance, it is important to take care of basic social security elements. Use of information technology can help us achieve our financial goals. A good solution provides support for managing personal finances through an overview of our monthly supply and consumption. It is very important that alongside with the use of the computer applications for support in personal finance we upgrade our financial knowledge in terms of controlling and organizing finances in order to plan the financial future and to achieve goals by choosing the correct strategies. In this way only the applications reach their primary function and we get the most out of their use. Computer applications for the personal finance support provide an overview of the costs, incomes and savings. Information must be correctly processed and this is the only way we are able to plan how long we need to save for larger expenses such as car registration, tuition, insurance, apartment purchase, annuities for retirement, etc.. In the master's thesis existing computer personal finance support is introduced and analysed. Effectiveness of each information system is presented. The master's thesis is divided into theoretical and empirical parts. The theoretical part presents personal finance and their management. In this part applications characteristics are defined and presented and applications which are available to the users are introduced. In the empirical part the use of four computer applications for personal finance support is presented, two solutions from Slovenian developers and two from foreign developers, by identifying the strengths and weaknesses of each application. osebne finance računalniški pripomočki aplikacija podpora socialna varnost personal finance computer applications applications computer support social security true true false [A. Klemenčič] Slovenski jezik Angleški jezik Magistrsko delo/naloga 2017-01-30 10:46:35 2017-03-13 14:21:48 2022-07-07 03:07:36 2019-07-11 14:59:05 2017 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 659.2:004 12712220 URN:SI:UM:DK:Z9MEQCOH MAG_Klemencic_Andreja_2017.pdf MAG_Klemencic_Andreja_2017.pdf 1 DBD6242E1BB6A8A8FA4CA939D656D79C 0b59f58ada95b9ac7d5a444830f0b813072db7dd474df74f9cd1def6d4e84008 f3c6bb50-7c0d-11eb-bb7a-00155d0001ca https://dk.um.si/Dokument.php?lang=slv&id=109403 Ekonomsko-poslovna fakulteta 0 0 0