20.500.12556/DKUM-67868 Islamsko bančništvo v primerjavi s tradicionalnim bančništvom Islamic banking compared with traditional banking Islamske banke delujejo drugače kot tradicionalne banke; tisti, ki poslujejo z njimi, pravijo, da je njihovo delovanje etično. Za razliko od konvencionalnega financiranja islamske banke delujejo brez obresti ali »Riba«, ki so prepovedani v islamu. Dejavnosti islamske banke temeljijo na trgovanju. Ne uporabljajo tveganih, špekulativnih praks, ampak ustvarjajo donose na podlagi sorazmerno nizkega tveganja fizičnega premoženja ter lastnine in kovin, pri čemer se uporabljajo načela partnerstva in delitve tveganja. Stranke vedo, da njihov denar ne bo vložen v panogo, ki je prepovedana v okviru šarije, in sicer panoge, kot so tobak, alkohol, pornografija, igre na srečo ali orožje. Islamske banke vodi načelo takšnega vedenja, da delujejo v kar najboljšem interesu svojih kupcev in družbe v celoti. Vse početje bank spremlja zunanja neodvisna skupina strokovnjakov iz šharie in notranji uradnik za skladnost s šarijo. Islamske banke torej ponujajo drugačen način opravljanja bančništva, dostopen vsem, ki iščejo etično alternativo, in ne zgolj muslimanom. Islamic banking work different to conventional banking and is regarded as ethical by those who use it. Unlike convenitonal finance, islamic bankis operate without interest or " Riba", which is forbitehen in islam. Insted islamic bank activities are based on trade. They do not use risky, speculative practises, but generate returns from relatively low risk physical assets such as property and metals, using the principles of partnership and risk reward sharing. Relationships are build on trust, openess and respect. Custumers know that their money will never be invested in industries that are prohibited under "Sharia", such as tobacco, alcohol, pornography, gambling or arms. And at all thimes, islamic banks consider how they must behave, so that they in the best interests of their costumers and society as a whole. Everything that they do is routinely monitored by an external independent panel of qualified Sharia scholars and an internal Sharia compliance officer. So islamic banks offer a different way of doing banking, one that is relevant to anyone who is looking for an ethical alternative, not just Muslims islamsko bančništvo »Riba« trgovanje denar Šharia islamic banking Riba trade money Sharia true true false [M. Smilevska] Slovenski jezik Angleški jezik Delo diplomskega projekta/projektno delo 2017-09-01 09:07:30 2017-11-30 09:22:15 2022-08-01 14:33:01 2019-07-11 16:33:54 2017 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71 12903196 URN:SI:UM:DK:1WR68HHG UN_Smilevska_Marija_2017.pdf UN_Smilevska_Marija_2017.pdf 1 5B033C6ECC9DD7B21CCB3DD095D7BE36 b8dfc873d9617b92b7b65a24cba2b8f1a348f5a9f7bc4f2fa5a1e10603c372ae 35e4a2bc-7c0f-11eb-bb7a-00155d0001ca 20.500.12556/dkum/6ba0d8a5-b884-40f7-855e-fa4eaf2c1e9a https://dk.um.si/Dokument.php?lang=slv&id=117459 Ekonomsko-poslovna fakulteta 0 0 0