20.500.12556/DKUM-71808 Sodobne oblike plačevanja na spletu Modern online payments Plačilna sredstva so se skozi zgodovino temeljito spreminjala in se pri tem prilagajala potrebam uporabnikov udeleženih v menjavi dobrin in storitev. Razvoj in nastanek interneta konec 20. stoletja je prinesel nove oblike plačevanja in poslovanja v gospodarstvu. V obdobju zadnjih 20 let so se številni razvijalci spletnih plačilnih sredstev trudili odjemalcem ponuditi kar se da privlačne načine sodobnega plačevanja preko spleta. V tem času so se razvile kriptovalute, PayPal, Skrill in mobilno plačevanje, že uveljavljeni bančni mogotci izpred časa interneta pa so svoje storitve začeli prilagajati spletni rabi. V množici različnih ponudnikov spletnega bančništva se med njimi kažejo tudi številne razlike, ki so pomembne za posameznike in podjetja, saj glede na interese lahko izbirajo tisto plačilno sredstvo, ki jim prinaša največjo zaznano vrednost. Pomembo je zavedanje, da se ponudba razvija in prilagaja glede na povpraševanje. To je razvidno tudi iz preučevanja sodobnih plačilnih sredstev. Kot pomembna polemika plačilnega sredstva prihodnosti pa se danes pojavljajo kriptovalute. Payment methods have differentiated quite a bit throughout history and have evolved according to the needs of consumers involved with the exchange of goods and services. The development and the initial start of the internet at the end of the 20th century brought along new ways of payment and business in the field of economy. In the last 20 years, there have been many developers of online payment that tried to introduce a greater method of paying online. Cryptocurrencies, PayPal, Skrill and mobile payments have developed around this time and the already established bankers from the time of internet development were forced to adapt to the online use of their services. There are many differences amongst online banking providers that are important for individuals and companies, because they can choose a payment method that brings them the maximum perceived value according to their interests. The important thing is the realisation that the offer evolves and adapts according to the demand. This can also be seen by studying modern means of payment. Cryptocurrencies are an important polemic of payment methods of the future PayPal kriptovalute sodobna plačilna sredstva nove oblike plačevanja spletno plačevanje PayPal cryptocurrencies modern payment methods new ways of payment online payment true true false [R. Bukovšek] Slovenski jezik Angleški jezik Delo diplomskega projekta/projektno delo 2018-08-30 14:45:22 2019-02-13 13:33:37 2022-08-01 21:28:22 2019-07-11 18:55:18 2018 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.74 13255708 URN:SI:UM:DK:IZPW1IPF UN_Bukovsek_Rok_2018.pdf UN_Bukovsek_Rok_2018.pdf 1 17B974ACEF43D4167F1607C4E4DE94B0 28e1ff381a40d83b6d8beca571d05d3fdec850d48c5be16c050fc3865156bb16 3a5d084b-7c10-11eb-bb7a-00155d0001ca 20.500.12556/dkum/681ad55d-6739-4a86-b101-72274bb785ca https://dk.um.si/Dokument.php?lang=slv&id=128232 Ekonomsko-poslovna fakulteta 0 0 0