20.500.12556/DKUM-72722 Teorija pričakovane koristnosti v zavarovalništvu Expected utility theory in insurance V magistrskem delu je obravnavana teorija koristnosti, ki se uporablja za predstavitev preferenc posameznika. Če posameznik preferira izbiro a pred izbiro b, potem funkcija koristnosti pripiše izbiri a večje število kot izbiri b. Prvi del magistrske naloge je teoretičen, kjer je najprej razložena teorija koristnosti pri gotovih izbirah. Nato sledi teorija koristnosti v tveganih pogojih, ki sta jo razvila John Von Neumann in Oskar Morgenstern in je osnova za praktični del. Pri praktičnem delu je opisan odnos posameznika do tveganja in uporaba pričakovane koristnosti pri zavarovanjih za izračun premij. In this master thesis utility theory is presented, which is used for preference representation. A utility function represents preferences, where a real number is assigned to each choice in such a way that choice a is assigned a greater number than a choice b if and only if an individual prefers choice a over choice b. First part of the master thesis is more theoretical in which utility theory with certainty is presented. Then utility theory under uncertainty is described, which was developed by John Von Neumann and Oskar Morgenstern and is the basis for the practical part. In the practical part risk aversion is described and how utility theory in insurance for calculating premiums is used. teorija pričakovane koristnosti funkcija koristnosti tveganje zavarovanje premija. expected utility theory utility function risk insurance premium. true true false [M. Šket] Slovenski jezik Angleški jezik Magistrsko delo/naloga 2018-10-24 20:20:05 2018-12-13 14:15:34 2022-08-01 23:02:15 2019-07-11 19:28:57 2018 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 51-7:368(043.2) 24226056 URN:SI:UM:DK:1WRDBIO1 MAG_Sket_Maja_2018.pdf MAG_Sket_Maja_2018.pdf 1 E884A8913063D79BC5D4DA3FCBBC69CD 23f680c55f2e56035fdcb7b8511f0e28d108c3e257b2c78ed54e2b89fce636f7 7d3d90a3-7c10-11eb-bb7a-00155d0001ca 20.500.12556/dkum/c41f2b50-db74-4590-a1cd-7a2a3773dc0b https://dk.um.si/Dokument.php?lang=slv&id=131248 Fakulteta za naravoslovje in matematiko 0 0 0