20.500.12556/DKUM-74293 Zlorabe in druga kazniva dejanja na bančnih avtomatih diplomsko delo visokošolskega študijskega programa Varnost in policijsko delo Frauds and other offences on atm machines Bančne avtomate vse od njihovega izuma spremljajo zlorabe in kazniva dejanja. Bančni avtomati in njihova tehnologija se razvijajo, posledično pa se spreminjajo tudi z njimi povezana kazniva dejanja. Bankomati so postali skoraj nepogrešljivi del gotovinskega in kartičnega poslovanja vsakega posameznika. Prav ta izjemna frekventnost njihove uporabe je voda na mlin nepridipravom, ki se želijo okoristiti na račun drugih. Tudi v Sloveniji se srečujemo s problemom zlorab in drugih kaznivih dejanj na bankomatih. V diplomskem delu smo tako ugotavljali, kakšna je stopnja poznavanja groženj in preventivnih varnostnih ukrepov med njihovimi uporabniki. Na podlagi pridobljenih podatkov smo ugotovili, da je poznavanje raznovrstnih zlorab relativno majhno. Uporabniki bančnih avtomatov v Sloveniji so z izvajanjem preventivnih varnostnih ukrepov dobro seznanjeni ter se jih v večini tudi poslužujejo. Za lastno varnost lahko še vedno največ stori uporabnik sam. Ne glede na to, da so bančni avtomati pred zlorabami in kaznivimi dejanji dobro zavarovani in da se uporabniki dokaj dosledno poslužujejo preventivnih varnostnih ukrepov, pa se zdi, da storilci kaznivih dejanj vseeno najdejo način, kako se protipravno okoristiti. Letno število zlorab zelo variira, zato na podlagi podatkov ni mogoče predvideti, ali se bo v naslednjih letih njihovo število zmanjšalo ali povečalo. Podrobno smo opisali različne vrste skimminga, cash trapping, card trapping, black box napade, fizične napade na bankomat, napade z eksplozivnimi sredstvi in plinom. Ugotovili smo, da proizvajalci avtomatov, njihovi lastniki ter strokovnjaki s področja preprečevanj tovrstnih kaznivih dejanj konstantno spremljajo zlorabe in prilagajajo avtomate ter varnostne sisteme, tako da tovrstne zadeve omilijo, kolikor je le mogoče. Učinkovit varnostni sistem bančnega avtomata sestavljajo fizično, mehansko ter aplikativno varovanje. Since the invention and the establishment of the first ATMs, these have been accompanied by abuse and crime. ATMs and their technology are constantly evolving and ATM related crimes are changing hand in hand. ATMs have become an almost indispensable part of each individual's cash and bank card business. People use automatic teller machines very frequently now days and that represents great opportunity for criminals, to take advantage and make benefits for themselves at the expenses of others. In Slovenia we are face the same problem of ATM frauds and other crimes related to them. In the diploma we determine the level of knowledge of threats and preventive security measures among users of ATMs. Based on the obtained results, we have found that knowledge level of various abuses is relatively low. The users of ATMs in Slovenia are well aware of the implementation of preventative security measures and are mostly using them. It is still worth noting that for their own safety, most can be done by the users themselves. While ATMs are well-secured, and preventive security measures are applied fairly consistently by its users, it seems that criminals still find a way to illegally exploit them. In the diploma we have also analyzed crime statistics of ATMs frauds and other offences for Slovenia. Numbers vary so much, that is impossible to predict, whether they will increase or decrease. We have described in detail different skimming, cash trapping, card trapping, black box attacks, ram-raids, attacks with explosive and gas. We have looked at how automation teller machines industry, their owners and experts in the field of crime prevention are fighting against offenses. We have found out that effective security system based on program software, mechanic and physical security. diplomske naloge bančni avtomati zlorabe kazniva dejanja preprečevanje ATM frauds offences prevention true true false [J. Kern] Slovenski jezik Angleški jezik Diplomsko delo/naloga 2019-08-21 20:15:03 2019-10-03 13:55:36 2022-08-09 08:35:21 2020-03-25 03:09:51 2019 0 Ljubljana 2019 Ljubljana IX, 47 str. 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 2022-09-09 343.3/.7(043.2) 3770858 URN:SI:UM:DK:XABWW7XW VS_Kern_Jan_2019.pdf VS_Kern_Jan_2019.pdf 1 E12E7EF579E820A945F74C7770C148EA 52485749f80a951a4619196cde887798af4397597a84ce424c85422d44af7bec 19fd37f9-7c11-11eb-bb7a-00155d0001ca 20.500.12556/dkum/5d8d1c3e-81b9-4ed6-a9ed-23ecbcedd62f https://dk.um.si/Dokument.php?lang=slv&id=139177 Fakulteta za varnostne vede 0 0 0