20.500.12556/DKUM-75698 Vpliv varnosti na sprejemanje kriptovalut magistrsko delo Security impact on usage of cryptocurrencies Kriptovalute so na splošno dandanes že zelo prepoznane, kljub temu da še vedno niso popolnoma raziskane in sprejete kot ostale fiat valute. Kriptovalute so trenutno še del ne- regulatornega okolja, kar pomeni, da nad njimi ni prav posebnega nadzora in za njimi ne stoji nobena državna ali javna agencija, ki bi za njih jamčila. Ker so kriptovalute še ne- regulirane, je varnost za zaupanje še večjega pomena. V magistrskem delu se bomo osredotočili na raziskavo, kako različni dejavniki, kot so varnost, ranljivost, grožnje, zaupanje, anonimnost, preprostost uporabe, uporabnost, subjektivna norma in ostali dejavniki vplivajo na sprejetje oziroma adopcijo kriptovalut. Bitcoin je najuspešnejša in odmevna kriptovaluta, ki predstavlja več kot polovico tržnega deleža vseh kriptovalut, ki jih je trenutno že več kot 2000. V zadnjih letih je bilo v svetu kriptovalut zaznati več zelo odmevnih vdorov in prevar, ki so rezultirali v večmilijonskih izgubah. V tej raziskavi smo želeli ugotoviti, kako kibernetska varnost in karakteristike zasebnosti vplivajo na sprejetje kriptovalut. Anketa (N = 152) je bila izvedena med uporabniki in neuporabniki bitcoina v Sloveniji v želji po testiranju predlaganega raziskovalnega modela. Rezultati so nam pokazali, da v primeru poznanih faktorjev (npr. uporabnost, preprostost uporabe in subjektivne norme) zaupanje v varnost bitcoina vpliva na sprejetje uporabe bitcoina za plačilo. Rezultati so prav tako pokazali, da zaznane grožnje in anonimnost ne vplivajo na sprejetje bitcoina. Cryptocurrencies are in generall well recognized today, although they are still not fully explored and accepted as other fiat currencies. Cryptocurrencies are currently still part of non-regulatory enviroment, which means that they are not under specific control and no government or specific public agency stands behind them. Because cryptocurrencies are not regulated yet, security is even more important people to get trust in. In this master's thesis we will focus on exploring how various factors such as security, vulnerability, threats, trust, ease of use, anonimity, subjective norm and other factors affect the adoption of cryptocurrencies. Bitcoin is the most successful cryptocurrency with more than half of the market capitalization of all more than 2,000 currently existing cryptocurrencies. In recent years, there have been several highprofile hacks and scams that resulted in billions of stolen funds. In this paper, we focus on the impact of Bitcoin cybersecurity and privacy characteristics on its adoption. A survey (N = 152) has been conducted among users and non-users of Bitcoin in Slovenia to test the proposed research model. The results suggest that in addition to known factors (i.e., usefulness, ease of use and subjective norm) trust into Bitcoin security also influences Bitcoin adoption. The results however show no support for the influence of perceived threat of Bitcoin scams or Bitcoin anonymity on Bitcoin adoption. kriptovalute bitcoin prevare zaupanje anonimnost magistrska dela scam anonymity trust adoption Bitcoin cryptocurrency true true false [A. Murko] Slovenski jezik Angleški jezik Magistrsko delo/naloga 2020-01-16 22:42:30 2020-02-24 14:04:26 2022-08-09 11:39:54 2020-02-25 03:09:27 2020 0 Ljubljana 2020 Ljubljana VII, 26 str. 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 004.056:336.74-021.131(043.2) 3844330 URN:SI:UM:DK:BA1HG4FW MAG_Murko_Aleksander_2020.pdf MAG_Murko_Aleksander_2020.pdf 1 749104BE56A9AF24D82043E3284FC759 ad85a4a5157d458d8749d678bf9f8db09fc72a9c1189480eb3abef3afd3145ce 3abf96e1-7c11-11eb-bb7a-00155d0001ca 20.500.12556/dkum/f045cc7a-7d8a-40cd-a946-900011b39451 https://dk.um.si/Dokument.php?lang=slv&id=140749 Fakulteta za varnostne vede 0 0 0