20.500.12556/DKUM-79299 Razvoj in vpliv InsurTecha na področju premoženjskih zavarovanj Development and impact of InsurTech in the field of non-life insurance Zavarovalništvo velja za eno izmed najstarejših panog, ki do sedaj ni bila v ospredju vodilnih tehnoloških inovacij. Vse večja nagnjenost k uporabi elektronskih naprav in pojav digitalizacije pa sta povzročila zanimanje za uporabo naprednih tehnologij tudi v zavarovalništvu, kot so umetna inteligenca, internet stvari, telematika in tehnologija veriženja blokov. Uporabo teh in sorodnih tehnologij v zavarovalništvu imenujemo InsurTech. Gre za izraz, ki organizacije v tej panogi izpostavlja določenim tveganjem, hkrati pa ponuja priložnosti za inovacije in nove poslovne ideje. Te inovacije je mogoče implementirati predvsem na področju premoženjskih zavarovanj, kjer je na voljo tudi največ manevrskega prostora. InsurTech lahko nastopa kot tehnologija, ki jo uporabljajo obstoječe in uveljavljene zavarovalnice tako po svetu kot tudi na slovenskem trgu. Lahko pa deluje kot zagonsko podjetje, ki za svoje delovanje uporablja napredno tehnologijo. Vsekakor pa v obeh primerih prinaša določene prednosti in slabosti. Insurance is one of the oldest industries that has not been in the centre of leading technological innovations so far. However, the growing tendency to use electronic devices and the emergence of digitalisation have led to interest in the use of advanced technologies in insurance, such as artificial intelligence, the Internet of Things, telematics and blockchain technology. The use of these and related technologies in insurance is called InsurTech. It is a term that exposes organizations in this industry to certain risks, while offering opportunities for innovation and new business ideas. These innovations can be implemented mainly in the field of non-life insurance, where the most room for manoeuvre is also available. InsurTech can act as a technology used by existing and established insurance companies both around the world and on the Slovenian market. It can also operate as a start-up company that uses advanced technology for its operations. There are, however, some advantages and disadvantages in both cases. zavarovalništvo InsurTech zavarovalna tehnologija digitalizacija premoženjska zavarovanja insurance InsurTech insurance technology digitalization non-life insurance true true false T. Arih Slovenski jezik Angleški jezik Diplomsko delo/naloga 2021-06-09 22:11:10 2021-11-04 12:40:43 2022-08-09 20:23:59 0000-00-00 00:00:00 2021 0 [Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 368.1:004 83505667 UN_Arih_Tomaz_2021.pdf UN_Arih_Tomaz_2021.pdf 1 7D9D93CE2C2F98733ECC6EDD866CF7AE cb4b81553a20d7b4940c9478d35b6f37902189bb417bd4a1c3335168b9bfa563 454c9f8b-09db-11ec-b09e-00155d581298 20.500.12556/dkum/b93ed1eb-1b3c-4364-a3d1-7ff941f6c42b https://dk.um.si/Dokument.php?lang=slv&id=152677 Ekonomsko-poslovna fakulteta 0 0 0