20.500.12556/DKUM-79497 Digitalizacija bančnega poslovanja Digitalisation of banking operations Tema mojega diplomskega dela je digitalizacija bančnega poslovanja, njegove prednosti, slabosti in varnostni vidiki. Banke s pomočjo digitalizacije dosegajo boljše in inovativnejše produkte, večji dobiček, kakovost, napredek ter zveste stranke. Problemi, ki jih obravnavamo so plačilni sistemi, odprto bančništvo, umetna inteligenca, roboti in analiza poslovnih učinkov digitalizacije v banki. Osredotočili smo se na novejše finančne pojme, ki so sodobni bančni trendi, da bi bralce podučili o finančni pismenosti naše prihodnosti. Vsak mora vedeti kako upravljati svoje finance in kaj je za njega najbolj koristno. Opisali smo pojme kot so neobanke, fintech, bot, Blockchain, oblak in digitalni evro. Osredotočili smo se na prihodnost bančništva in samega poslovanja ter ugotovili, da se ogromno bančnih poslovalnic zapira hkrati pa se manjša uporaba gotovine in veča uporaba brezstičnih plačil. Analizirali smo Covid-19 in njegov vpliv na digitalizacijo. Izkazalo se je, da je pandemija močno spremenila samo poslovanje in navade strank. Z analizo Nove Kreditne banke Maribor pa smo spoznali, da je ena najboljše digitaliziranih bank v Sloveniji. The topic of my dissertation is the digitalization of banking operations, its advantages, disadvantages and security aspects. With the help of digitalization, banks achieve better and more innovative products, higher profits, quality, progress and loyal customers. The problems we address are payment systems, open banking, artificial intelligence, robots and analysis of the business effects of digitalisation in the bank. We focused on newer financial concepts, which are modern banking trends, to teach readers about the financial literacy of our future. Everyone needs to know how to manage their finances and what is most beneficial to them. We have described concepts such as neobanks, fintech, bot, blockchain, cloud and digital euro. We focused on the future of banking and the business itself and found that a huge number of bank branches are closing, while at the same time there is less use of cash and more use of contactless payments. We analyzed Covid-19 and its impact on digitization. The pandemic turned out to have drastically changed only the business and habits of customers. With the analysis of Nova Kreditna banka Maribor, we realized that it is one of the best digitized banks in Slovenia. Digitalizacija banka trendi poslovanje neobanke. Digitalisation bank trends operations neobank. true true false S. Kolar Slovenski jezik Angleški jezik Diplomsko delo/naloga 2021-07-08 15:41:24 2021-10-14 12:52:09 2022-08-08 03:06:38 0000-00-00 00:00:00 2021 0 [Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71:004 80552707 Ekonomsko-poslovna fakulteta 0 0 0