20.500.12556/DKUM-84086 Vpliv FinTech družb na bančni sektor The impact of FinTech companies on the banking sector Finančna tehnologija se nanaša na programsko opremo in druge sodobne tehnologije. Uporabljajo jih podjetja, ki zagotavljajo avtomatizirane in izboljšane finančne storitve. Hiter in inovativen napredek, kot so mobilna plačila je spremenil način upravljanja naših financ. Vsakdo od nas se je srečal z mobilnimi oziroma spletnimi plačili zlasti med pandemijo, kar pomeni da poznamo finančno tehnologijo, ampak se tega nismo zavedali. FinTech družbe delujejo prožno in hitro, ko gre za uvajanje novih storitev na podlagi spreminjajočih se zahtev. V prihodnosti bodo izdelki finančne tehnologije postali sestavni del našega digitaliziranega življenja. V diplomskem delu bomo podrobneje spoznali samo zgodovino, storitve, ki jih ponujajo FinTech družbe. Raziskali vpliv Covid-19 na delovanje družb, ter preučili razlike med finančno tehnologijo in bančnim sektorjem. Katere so pozitivne, negativne posledice; kako študiji gledajo na vprašanje ali bodo banke v prihodnosti sploh potrebne; argumenti zakaj bodo ali ne bodo. Izmed vseh teoretičnih izhodišč se bo v zadnjem delu ugotovilo kako posluje določena FinTech družba in banka na Švedskem. V katerih pogledih je katero podjetje boljše od drugega prikazujejo finančni kazalniki, ki so ponazorjeni v grafih. Financial technology refers to software and other modern technologies. They are used by companies that provide automated and enhanced financial services. Rapid and innovative advances such as mobile payments have changed the way we manage our finances. We have encountered mobile or online payments, especially during the pandemic, whic means that we are damiliar with financial technology but were unaware of it. FinTech companies are flexible and fast when introducing new services based on changing requirements. In the future, financial technology products will become an integral part of our digitised lives. In this thesis, we will look in more detail at the history of FinTech itself and the services offered by FinTech companies. We will explore the impact of Covid-19 on the performance of companies, and examine the differences between FinTech and the banking sector. What are the positive and negative implications; how do studies look at the question of whether banks will be needed in the future; the arguments for why they will or will not be needed? From all the theoretical starting points, the final part will identify how a particular FinTech company and bank in Sweden operates. The financial indicators illustrated in the graphs show how one company is better than the other. FinTech družbe tradicionalne banke digitalizacija RegTech inovacije. FinTech companies traditional banks digitalisation RegTech innovations. true true false A. Kozole Slovenski jezik Angleški jezik Diplomsko delo/naloga 2023-04-07 15:32:35 2023-06-22 14:06:10 2023-06-23 03:06:27 0000-00-00 00:00:00 2023 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71:004 156542723 VS_Kozole_Ana_2023.pdf VS_Kozole_Ana_2023.pdf 1 E1F9649396A16C4679F2331125A5DAA6 21e9dd5681b3e202430185e8b4add0e26836cbe185d4145f78ac0394d0930054 c35e977b-edc5-11ed-afbd-00155d000105 https://dk.um.si/Dokument.php?lang=slv&id=167209 Ekonomsko-poslovna fakulteta 0 0 0