20.500.12556/DKUM-84123 Ali so fizične poslovalnice bank še pomembne? Are physical bank branches still important? Opazna je selitev bančnih poslov na nove distribucijske kanale, banke pa utrpijo določene posledice, kot so prilagajanje svojih storitev na povsem drugačen način, kot je to bilo na dosedanjih poslovnih modelih. Največjo konkurenco fizičnim poslovalnicam bank predstavljajo fintech podjetja, ki ji zaradi svojih prednosti jemljejo stranke. Svet je postal povsem digitalen, mobilni telefon pa je postal naš vsakdanji spremljevalec in glavni vir infomacij. Prihaja do uvedb tehnoloških poslovnih rešitev, ki bodo posamezniku olajšale vsakdanje življenje, kot so vsevedne banke. Kombinacija tradicionalnih osebnih stikov in digitalnega komuniciranja je ključ za uspešnost banke. Prisotna je vedno večja konsolidacija bank in poslovalnic v razvitih in manj razvitih državah, razlogi za to pa so različni. Največji krivci so prehod uporabnikov na digitalne kanale, prevzemi in združevanje bank. Obstoj poslovalnic je vprašljiv, vendar še v veliki meri pomemben za določene segmente strank. The migration of the banking business to new distribution channels is noticeable, and banks suffer inevitable consequences, such as adapting their services in a completely different way than was the case with previous business models. The biggest competition for the physical bank branches is Fintech companies, which takes away customers due to its advantages. The world has become entirely digital, and the mobile phone is a person's everyday companion and primary source of information. Today, digitization is present at every corner, and there are introductions of technological business solutions that will make everyday life easier for individuals, such as omniscient banks. The combination of traditional personal contacts and digital communication is the key to the success of the bank. There is an ever-increasing consolidation of banks and branches in developed and less developed countries, and the reasons for this vary. The biggest culprits are the transition of users to digital channels, takeovers and mergers of banks. The existence of branches is questionable, but still crucial for specific customer segments. Fizične poslovalnice bank distribucijske poti digitalizacija konsolidacija bank. Physical branches of banks distribution channels digitalization consolidation of banks. true true false S. Žunec Slovenski jezik Angleški jezik Diplomsko delo/naloga 2023-04-15 18:04:06 2023-09-06 11:53:57 2023-09-07 03:09:41 0000-00-00 00:00:00 2023 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71 163453187 VS_Zunec_Sabina_2023.pdf VS_Zunec_Sabina_2023.pdf 1 46423D89B361B462884ACB64D431711D 07436a341584ebacf8b120e0d428ce6babe7f57b845844b4bc60c25d7a9ca6c6 dfc5ab62-24df-11ee-8abb-00155d000105 https://dk.um.si/Dokument.php?lang=slv&id=168847 Ekonomsko-poslovna fakulteta 0 0 0