20.500.12556/DKUM-84902-d0cb5e7f-c8dd-9cf4-91bd-a6c812c91d81 Ustreznost izbranih zavarovalnih kritij pri osebnih zavarovanjih v Sloveniji Adequacy of selected insurance coverages in personal insurances in Slovenia Osebna zavarovanja so še kako pomembna in to se ljudje, po svojih izkušnjah iz terena, premalo zavedajo. Namen le teh je, da ob nastanku nepredvidenega dogodka kot je smrt, nezgoda, hujša bolezen, težje poškodbe in podobno, nudijo zavarovancu ustrezno finančno pomoč s katero si lahko priskrbi morebitna dodatna zdravljenja oziroma z njimi kakor koli pomaga k ohranjanju enakega življenjskega standarda kot pred škodnim dogodkom. V prvem delu diplomskega dela bom opisala nekaj pojmov zavarovalništva, kot uvod prdstavila zavarovalništvo kot tako. Nato si bomo pogledali primer izpolnjevanja obrazcov ob primeru dogodka smrti, kako pride do izplačil iz zavarovalnih polic. Na koncnu pa bom analizirala podatke iz ankete, v kateri bom skušala izvedeti kako ljudje gledajo na zavarovanja in ali se zavedajo kakšni stroški nastanejo ob določenih nepredvidljivih dogodkih v življenju. Personal insurances are important, and people, based on their experience in the field, are not aware of this. The only purpose of these is to provide the insured with adequate financial assistance in the event of an unforeseen event such as death, accident, serious illness, serious injury, etc., with which he can obtain any additional treatment or help in any way to maintain the same standard of living as before damage events. In the first part of the thesis, I will describe some concepts of insurance, as an introduction I will present insurance as such. Then we will look at the example of filling out forms in the event of death, how payments from insurance policies are made. At the end, I will analyze the data from the survey, in which I will try to find out how people view insurance and whether they are aware of the costs incurred in the event of certain unforeseen events in life. Zavarovanje osebna zavarovanja zavarovalni zastopnik kritja nezgoda ustreznost polica Insurance personal insurance insurance agent coverage accident adequacy policy true true false S. Kralj Hriberšek Slovenski jezik Angleški jezik Delo diplomskega projekta/projektno delo 2023-08-08 09:30:27 2023-11-02 12:08:57 2023-11-08 14:00:08 0000-00-00 00:00:00 2023 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 368.9 170535939 VS_Kralj_Hribersek_Sara_2023.pdf VS_Kralj_Hribersek_Sara_2023.pdf 1 AB7F30DD7CA0246BAD25523627DF75BE 44c5424469c51b66e5528cfebdce9fa8e0ccd973c7a3b7c892ca8b4244777ffe c2c4f9a9-53c1-11ee-8ecf-00155d000105 https://dk.um.si/Dokument.php?lang=slv&id=172338 Ekonomsko-poslovna fakulteta 0 0 0