20.500.12556/DKUM-91247 NEGOTOVOST IN BANČNA KRIZA V ZDA 2023 Uncertainty and the US banking crisis in 2023 Diplomsko delo se osredotoča na gospodarsko-politično negotovost in njene posledice za ameriški bančni sistem v letu 2023. Raziskuje, kako so različni dejavniki negotovosti, kot so geopolitične napetosti, pandemija COVID-19 in inflacija, vplivali na stabilnost in odpornost ameriškega bančnega sistema. Delo obravnava različne vire negotovosti, vključno z ekonomskimi, političnimi in zdravstvenimi šoki. S pomočjo metod smo ugotovili, kako so se banke odzvale na povečano negotovost ter kakšne so bile posledice za njihovo poslovanje in stabilnost finančnega sistema. Cilj diplomskega dela je povezanost med negotovostjo in stabilnostjo bančnega sistema. Teoretični del diplomskega dela obravnava različne vrste negotovosti, njihove vzroke in posledice ter predstavlja ključne indekse za merjenje negotovosti, kot sta indeks gospodarsko-politične negotovosti, indeks volatilnosti in indeks gospodarsko-politične negotovosti, ki temelji na Twitterju. Posebna pozornost je namenjena vsebinski razmejitvi pojmov finančne in bančne krize ter predstavitvi ključnih kazalnikov uspešnosti bančnega poslovanja. Empirični del nato analizira povezavo med negotovostjo in kazalniki bančne uspešnosti, s poudarkom na letu 2023 v ZDA. Cilj empirične analize je preveriti hipotezo, da povečana negotovost negativno vpliva na stabilnost in donosnost bančnega sektorja, ugotoviti, kakšen je vpliv negotovosti na odločanje bank in njihovo poslovanje, ter spoznati ranljivost bančnega sistema na zunanje šoke. Rezultati raziskave bodo prispevali k boljšemu razumevanju vpliva negotovosti na odločanje in poslovanje bank in ranljivosti bančnega sistema na zunanje pretrese. The thesis focuses on analyzing the impact of uncertainty on the US banking system in 2023. It investigates how various uncertainty factors, such as geopolitical tensions, the COVID-19 pandemic, and inflation, have affected the stability and resilience of the American banking system. The research examines different sources of uncertainty, including economic, political, and health shocks. Using quantitative and qualitative methods, we determined how banks responded to increased uncertainty and the consequences for their operations and financial system stability. The thesis contributes to understanding the relationship between uncertainty and banking system stability. The theoretical part of the thesis discusses various types of uncertainty, their causes, and consequences, and presents key measures for measuring uncertainty, such as the Economic Policy Uncertainty Index (EPU) and a Twitter-based economic policy uncertainty index. Particular attention is paid to the conceptual distinction between financial and banking crises and the presentation of key performance indicators for the banking business. The empirical part of the thesis then analyzes the relationship between uncertainty and various indicators of banking performance, focusing on the year 2023. The aim of the empirical analysis is to test the hypothesis that increased uncertainty negatively impacts the stability and profitability of the banking sector. The research results will contribute to a better understanding of the impact of uncertainty on bank decision-making and operations and the vulnerability of the banking system to external shocks. Gospodarska negotovost negotovost bančna kriza finančna kriza EPU ZDA 2023 SVB. Economic uncertainty insecurity banking crisis financial crisis EPU US 2023 SVB. true true false E. Pečoler Slovenski jezik Angleški jezik Diplomsko delo/naloga 2024-12-04 12:46:46 2025-01-09 11:34:43 2025-01-10 03:11:40 0000-00-00 00:00:00 2024 0 MARIBOR 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71 221532931 Negotovost_in_bancna_kriza_v_ZDA_2023.pdf Negotovost_in_bancna_kriza_v_ZDA_2023.pdf 1 674174B60614EA67C2E439056EB9DFDD 0bf173a16670dcaa5a156e0ad1c81a3525a376f30eca4c08f64ef20963917465 24d880fc-c10b-11ef-8f15-00155d000105 https://dk.um.si/Dokument.php?lang=slv&id=187540 Ekonomsko-poslovna fakulteta 0 0 0