20.500.12556/DKUM-92431 Pasti pri nakupu nepremičnine - preverba pravnega in dejanskega stanja nepremičnine v povezavi z izdelanim finančnim načrtom nakupa nepremičnine Purchasing real estate - the traps, verification of the legal and actual condition of the real estate in connection with the financial plan for purchasing the real estate Magistrsko delo obravnava problematiko nakupa nepremičnine z vidika pravnih in dejanskih tveganj ter pomena izdelave premišljenega finančnega načrta. V ospredju raziskave so pasti, ki se pojavljajo zaradi nepoučenosti kupcev, kot so nepravilnosti v zemljiškoknjižnem stanju, skrite napake, neskladnost z gradbenimi dovoljenji in neustrezen finančni pristop. Analiza je pokazala, da so temeljita preverba pravnega stanja, strokovni pregled dejanskega stanja nepremičnine in uresničljiv finančni načrt ključni dejavniki za varen in uspešen nakup. Rezultati raziskave potrjujejo, da nakup pravno neurejene nepremičnine pogosto vodi v zaplete, da pomanjkljivo preverjeno dejansko stanje povzroča dodatne stroške ter da premišljeno pripravljen finančni načrt omogoča učinkovitejše upravljanje stroškov in prispeva k dolgoročni finančni stabilnosti kupca. Na podlagi ugotovitev so oblikovana konkretna priporočila za kupce, ki vključujejo preverbo pravnega in dejanskega stanja nepremičnine, izdelavo finančnega načrta ter dejavno vlogo pri pogajanjih. Magistrsko delo opozarja na pomembnost informiranosti in previdnosti pri sprejemanju ene najpomembnejših življenjskih odločitev – nakupa nepremičnine. The master's thesis addresses the issue of real estate purchases from the perspective of legal and factual risks, as well as the importance of creating a well-thought-out financial plan. The focus of the research is on the pitfalls that arise due to buyers' lack of awareness, such as irregularities in land registry records, hidden defects, non-compliance with building permits, and inadequate financial planning. The analysis showed that thorough verification of the legal status, professional assessment of the factual condition of the property, and a realistic financial plan are key factors for a safe and successful purchase. The results confirm that purchasing a legally unregulated property often leads to complications, that insufficient verification of the actual condition causes additional costs, and that a carefully prepared financial plan enables more efficient cost management and contributes to the buyer’s long-term financial stability. Based on the findings, specific recommendations are provided for buyers, including verification of the legal and actual condition of the property, preparation of a financial plan, and active participation in negotiations. The thesis highlights the importance of being informed and cautious when making one of the most significant life decisions – purchasing real estate. nakup nepremičnine pravno stanje dejansko stanje finančni načrt tveganja zemljiška knjiga. real estate purchase legal status factual condition financial plan risks land register. true true false V. Bojnec Slovenski jezik Angleški jezik Magistrsko delo/naloga 2025-04-08 12:55:28 2025-05-22 12:40:00 2025-08-19 10:48:06 0000-00-00 00:00:00 2025 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 332.72 236834307 MAG_Podgornik_Tanja_2025.pdf MAG_Podgornik_Tanja_2025.pdf 1 2FD9A90FA737701F97E8D35CA7877D88 c5f0b4b0193f84b4701d5759218d02e815d32d92de4e770c3c052d4dc856b07f f6389f7f-30a9-11f0-9a54-00155d000105 https://dk.um.si/Dokument.php?lang=slv&id=190990 Ekonomsko-poslovna fakulteta 0 0 0