20.500.12556/DKUM-93078 Primerjalna analiza zavarovalnih produktov za uspešno poslovanje podružnice zavarovalnice magistrsko delo Benchmarking of insurance products for successful business of insurance branch office Magistrsko delo obravnava primerjalno analizo zavarovalnih produktov slovenskih in tujih zavarovalnic z vidika uspešnega poslovanja podružnice zavarovalnice v Sloveniji. Osredotoča se na potrebe pravnih oseb, ki zaradi sodelovanja s tujino iščejo širša kritja in višje zavarovalne vsote, kot jih pogosto ponujajo domače zavarovalnice. Analiza vključuje pregled ponudbe petih slovenskih zavarovalnic in treh podružnic tujih zavarovalnic. Ugotovljeno je, da tuje zavarovalnice ponujajo bolj fleksibilne produkte, kot so zavarovanja D&O, zavarovanje kibernetskega kriminala in poklicne odgovornosti, vendar z višjimi odbitnimi franšizami. Delo poudarja pomen zavarovalnih posrednikov pri vstopu tujih produktov na trg in predlaga, da bi lahko dobro pripravljena podružnica z ustrezno analizo trga uspešno dopolnila ponudbo in povečala konkurenčnost. Ključna ugotovitev je, da bi uvedba inovativnih tujih produktov lahko pozitivno vplivala na slovenski zavarovalni trg ob pogoju prilagoditve lokalnim potrebam. The master's thesis deals with a comparative analysis of insurance products of Slovenian and foreign insurance companies from the perspective of the successful operation of an insurance branch office in Slovenia. It focuses on the needs of legal entities that seek broader coverage and higher insurance sums due to international cooperation, which domestic insurance companies often do not offer. The analysis includes an overview of the offerings of five Slovenian insurance companies and three branches of foreign insurance companies. It was found that foreign insurance companies offer more flexible products, such as D&O insurance, Cybercrime, and professional liability, but with higher deductibles. The thesis emphasizes the importance of insurance brokers in introducing foreign products to the market and suggests that a well-prepared branch office with proper market analysis could successfully complement the offerings and increase competitiveness. The key finding is that the introduction of innovative foreign products could positively impact the Slovenian insurance market, provided they are adapted to local needs. zavarovalni produkti zavarovalni posredniki poklicna odgovornost kibernetska zaščita magistrska dela insurance branch office insurance products insurance broker Professional liability Cybercrime true true false M. Djaferoski Slovenski jezik Angleški jezik Magistrsko delo/naloga 2025-06-04 13:15:51 2025-09-10 16:33:00 2025-09-11 03:36:11 0000-00-00 00:00:00 2025 0 Ljubljana 2025 Ljubljana VII f., 45 str. 0000-00-00 Zaloznikova Objavljeno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 005.934:368(043.2) 248472323 MAG_Djaferoski_Mirela_2025.pdf MAG_Djaferoski_Mirela_2025.pdf 1 4B1B515C457F507CDD7FDC6415FADA4D 4a5ea158760356e7b7f27fb3be91c4960f2e7e1b38f2763c2cd6b32a24ac4236 fc96b67a-4a9a-11f0-a2f6-00155d000105 https://dk.um.si/Dokument.php?lang=slv&id=192261 Fakulteta za varnostne vede 0 0 0