20.500.12556/DKUM-93692 Naložbe gospodinjstev v državne obveznice Household investments in government bonds Diplomska naloga se osredotoča na analizo naložb gospodinjstev v državne obveznice, pri čemer raziskuje osnovne značilnosti in posebnosti teh finančnih instrumentov. V nalogi so podrobno obravnavane različne naložbene strategije, tveganja in faktorji, ki vplivajo na vrednotenje obveznic. Posebna pozornost je namenjena primerjavi obveznic Slovenije in Evropske unije glede na donosnost, bonitetne ocene in tveganja, kar ponuja vpogled v konkurenčnost slovenskega obvezniškega trga. Raziskava prav tako preučuje vpliv obrestnih mer na donosnost državnih obveznic. Na podlagi ankete, izvedene med slovenskimi gospodinjstvi, so analizirana njihova stališča, vedenje in odločitveni procesi glede naložb v državne obveznice, kar omogoča oblikovanje priporočil za izboljšanje naložbenih strategij in povečanje finančne pismenosti. The thesis focuses on analyzing household investments in government bonds, exploring the fundamental characteristics and specifics of these financial instruments. The thesis thoroughly examines various investment strategies, risks, and factors affecting bond valuation. Special attention is given to comparing bonds from Slovenia and the European Union in terms of yield, credit ratings, and risks, providing insight into the competitiveness of the Slovenian bond market. The research also investigates the impact of interest rates on the returns of government bonds. Based on a survey conducted among Slovenian households, their attitudes, behavior, and decision-making processes regarding investments in government bonds are analyzed, allowing for the formulation of recommendations to improve investment strategies and enhance financial literacy. državne obveznice vlaganje tveganje obrestna mera donosnost naložbene strategije. government bonds investment risk interes trate yield investment strategies. true true false A. Pečovnik] Slovenski jezik Angleški jezik Diplomsko delo/naloga 2025-07-14 14:37:20 2025-09-25 12:59:03 2025-09-26 03:13:47 0000-00-00 00:00:00 2025 0 Maribor 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.766.3 250421251 VS_Pecovnik_Ana_2025.pdf VS_Pecovnik_Ana_2025.pdf 1 E7B0BE9A8EA1E2DADA20DD69CAAF13A0 4f3c96e9d30b95b6abab05cc477c110a21c765008a2e71089cc7c66326b8ad28 a5691a0c-8d6c-11f0-9299-00155d000105 https://dk.um.si/Dokument.php?lang=slv&id=198012 Ekonomsko-poslovna fakulteta 0 0 0