| Naslov: | The neobanks and sustainability |
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| Avtorji: | ID Amon, Aleksandra (Avtor)
ID Jagrič, Timotej (Avtor)
ID Oplotnik, Žan (Avtor) |
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| Datoteke: |  https://systems.enpress-publisher.com/index.php/jipd/article/view/7623
 The_neobanks_and_sustainability.pdf (363,19 KB)
MD5: 05882FD1B910A27094A7B10159C03786
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| Jezik: | Angleški jezik |
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| Vrsta gradiva: | Znanstveno delo |
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| Tipologija: | 1.02 - Pregledni znanstveni članek |
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| Organizacija: | EPF - Ekonomsko-poslovna fakulteta
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| Opis: | The rise of fintech in the financial sector presents a transformative shift towards digitalisation and sustainability on a global scale, leveraging technologies like AI to minimise environmental footprint. Neobanks not only challenge traditional banking models but also offer innovative solutions that align with sustainable objectives. The purpose of this paper is to analyse the impact of neobanks on global sustainability from economic, environmental, and social points of view. A comprehensive literature review of existing literature and current sustainable practices of neobanks was conducted. Results reveal that neobanks significantly positively contribute towards environmental sustainability with reduced paper use and logistics requirements of banking services. By offering more accessible and affordable banking services they importantly contribute towards higher financial inclusion, and with innovative products towards more competitive and innovative financial markets. AI-based tools they employ are increasing financial literacy and social inclusion. This article also highlights concerns regarding electronic waste management, potential high energy consumption, required digital literacy and cybersecurity risks. In conclusion, despite the mentioned risks, neobanks importantly contribute to global sustainability in many ways and will even more in the future. These findings can help neobanks shape sustainable practices and guide policymaking, as well as spread awareness of the sustainable impact of banking services. |
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| Ključne besede: | fintech, banks, neobanks, sustainability, environmental impact, financial inclusion |
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| Status publikacije: | Objavljeno |
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| Verzija publikacije: | Objavljena publikacija |
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| Poslano v recenzijo: | 29.06.2024 |
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| Datum sprejetja članka: | 26.07.2024 |
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| Datum objave: | 06.09.2024 |
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| Založnik: | EnPress Publisher |
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| Leto izida: | 2024 |
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| Št. strani: | str. 1-14 |
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| Številčenje: | Vol. 8, iss. 9, article ID 7623 |
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| PID: | 20.500.12556/DKUM-92475  |
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| UDK: | 336.71:502.1 |
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| COBISS.SI-ID: | 207091971 |
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| DOI: | 10.24294/jipd.v8i9.7623 |
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| ISSN pri članku: | 2572-7931 |
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| Datum objave v DKUM: | 01.07.2025 |
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| Število ogledov: | 251 |
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| Število prenosov: | 29 |
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| Metapodatki: |    |
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| Področja: | Ostalo
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