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Title:BANČNE GARANCIJE
Authors:ID Sadiković, Mirela (Author)
ID Festić, Mejra (Mentor) More about this mentor... New window
ID Romih, Dejan (Comentor)
Files:.pdf VS_Sadikovic_Mirela_2009.pdf (236,64 KB)
MD5: D1B003E8F64B15F219CC0F5C68573FB4
PID: 20.500.12556/dkum/b9b8a091-02bb-43a3-88a0-54b10face8f6
 
Language:Slovenian
Work type:Undergraduate thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Podjetja so pri vsakodnevnem poslovanju izpostavljena številnim poslovnim tveganjem. Če se želi podjetje pri svojem poslovanju izogniti tveganjem, se mora proti njim ustrezno zavarovati. Najzanesljivejši in najenostavnejši instrument zavarovanja je bančna garancija. Bančna garancija pogodbenim partnerjem zagotavlja večjo varnost, obema zmanjšuje tveganje pred morebitnim neizpolnjevanjem pogodbenih obveznosti. Banka z izdajo garancije jamči, da bo uporabniku garancije plačala znesek, če kupec oziroma nalogodajalec ne bo izpolnil svojih pogodbenih obveznosti kot je dogovorjeno v osnovni pogodbi, ki je glavni temelj za izdajo garancije. Bančne garancije so zelo varen instrument zavarovanja, obenem pa tudi zelo drag instrument zavarovanja, saj spadajo med bančne storitve, za katere si banke obračunavajo razmeroma visoke provizije.
Keywords:Bančna garancija, banka, storitvene garancije, plačilne garancije, naročnik garancije, upravičenec (koristnik), izdaja garancije.
Place of publishing:Velenje
Publisher:[M. Sadiković]
Year of publishing:2009
PID:20.500.12556/DKUM-11149 New window
UDC:336.71
COBISS.SI-ID:10010652 New window
NUK URN:URN:SI:UM:DK:WISKVKBV
Publication date in DKUM:26.01.2010
Views:3695
Downloads:799
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:BANK GUARANTEES
Abstract:Companies are exposed to numerous operation risks. Any company wishing to avoid risks in its operations should first understand them and then adequately protect against the possible risks. The most reliable and simple instrument of protection is a bank guarantee. Bank guarantee receiving a contractual partner the bank warranty is thus in a safer position and can eliminate credit risk as well as some of the other types of risk. It takes on an obligation towards the counterparty entering into the warranty agreement, namely should the third party, with an obligation toward the warranty beneficiary not fulfill their obligation, the bank will pay the agreed upon contractual fee to the first counterparty, being the beneficiary. Bank guarantees are a very safe instrument of protection and at the same time also very expensive instrument of protection, because they fit in with bank services for which banks are charging themselves comparatively high commissions.
Keywords:Bank guarantee, bank, service guarantee, pay guarantee, subscriber, beneficiary, issuing of guarantee.


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