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Title:INFORMACIJSKA PODPORA PRI OCENJEVANJU BONITETE KOMITENTA V BANKI
Authors:ID Fišer, Petra (Author)
ID Bobek, Samo (Mentor) More about this mentor... New window
Files:.pdf UNI_Fiser_Petra_2010.pdf (4,26 MB)
MD5: E72A1B4EBA8C8BF8B2D3A3D9E29515A9
PID: 20.500.12556/dkum/fd7d48aa-5d46-430b-8eaf-a43c77d9e4ca
 
Language:Slovenian
Work type:Undergraduate thesis
Organization:EPF - Faculty of Business and Economics
Abstract:To diplomsko delo zajema več področij, ki se med seboj povezujejo. Osrednja tema je informacijski sistem, ki se nanaša na ugotavljanje bonitete komitenta. V prvem delu sem opredelila tveganja, ki nastanejo pri poslovanju banke in kako jih le-te obvladujejo. Ker obstaja več vrst tveganj sem se omejila na kreditno tveganje, ki sem ga podrobneje predstavila. Sporazum Basel II pa je bil odgovor na vedno večja tveganja. V drugem delu sem podrobneje predstavila pojem bonitetna ocena. Navedla sem kazalnike in podatke, ki so potrebni za izračun bonitetne ocene ter opredelila dejavnike bonitet podjetja. Opisala sem bonitetne razrede in vpliv Basla II na presojo bonitete podjetja. V tretjem delu sem predstavila informacijski sistem v banki X, ponudnika programske opreme Adacta d.o.o. ter informacijsko povezavo z zunanjimi viri informacij. V četrtem delu sem predstavila bonitetno dejavnost v Sloveniji. Ker je ta že zelo razširjena in ima veliko različnih virov informacij, sem se omejila le na nekatere. To so: spletni portali E-bonitete, IBON, GVIN.com; Bonitetna hiša I d.o.o. in institucija, ki je prav tako prisotna tudi kot spletni portal AJPES. V zadnjem petem delu sem podrobneje predstavila slovenski informacijski sistem bonitet (SISBON).
Keywords:Kreditno tveganje, Basel II, bonitetna ocena, informacijski sistem, Adacta d.o.o., zunanji viri informacij, e-bonitete, IBON, AJPES, GVIN.com, bonitetna hiša I d.o.o., SISBON.
Place of publishing:Ješenca
Publisher:[P. Fišer]
Year of publishing:2010
PID:20.500.12556/DKUM-12882 New window
UDC:336.71
COBISS.SI-ID:10326044 New window
NUK URN:URN:SI:UM:DK:AIJWX9S7
Publication date in DKUM:16.08.2010
Views:3691
Downloads:548
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:INFORMATION SUPPORT IN ASSESSING THE CREDITWORTHINESS OF BANK COSTUMER
Abstract:This diploma work covers several areas that are in relation to each other. The main theme is information system relating to the determination of the customer's rating. In the first part I defined the risks which are occurring in the business of banks and how they control them. There are several kinds of risk so I limited on the credit risk, which I have presented in detail. The agreement Basel II was a response to increasing risk. In the second part, I presented in detail the concept of credit rating. I presented indicators and data needed to calculate the ratings and identified credit rating of companies. I described the credit ratings and the impact of Basel II on the assessment of the firm's credit standing. In the third part I present information system in the Bank X, a provider of software Adacta d.o.o. and the information connection with external sources. In the fourth part, I presented a credit rating activity in Slovenia. Since it is already widespread and it has many different sources of information, I limited on only a few. These are: web portals E-bonitete, IBON, GVIN.com; Bonitetna hiša I d.o.o. and to Slovene institution that is also present as a web portal AJPES. In the last fifth part, I presented in detail the Slovenian information system ratings (SISBON).
Keywords:Credit risk, Basel II, credit rating, information system, Adacta d.o.o., external sources of information, E-bonitete, IBON, AJPES, GVIN.com, Bonitetna hiša I d.o.o., SISBON.


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