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Title:PRIMERJAVA LEASINGA IN BANČNEGA KREDITA KOT VIRA FINANCIRANJA
Authors:ID Sitar, Maša (Author)
ID Oplotnik, Žan Jan (Mentor) More about this mentor... New window
Files:.pdf UNI_Sitar_Masa_2010.pdf (510,46 KB)
MD5: 78102BD8309A79DB1849DF7B5002D5CC
PID: 20.500.12556/dkum/d1c7c34a-288c-4778-8522-504e5df18107
 
Language:Slovenian
Work type:Final seminar paper
Organization:EPF - Faculty of Business and Economics
Abstract:Diplomski seminar obravnava dve najpogosteje uporabljeni obliki financiranja, to sta leasing in bančni kredit. Namen diplomskega seminarja je podrobneje predstaviti značilnosti leasinga in kredita, njune prednosti in slabosti ter s tem bodočim najemnikom leasinga ali kredita olajšati izbiro, za katero od ponujenih oblik financiranja se odločiti. Fizične in pravne osebe se odločijo za eno od omenjenih oblik financiranja na podlagi obrestne mere, stroškov, enostavnosti postopka ter odplačilne dobe. Leasing lahko definiramo kot posebno obliko najema, pri kateri lastnik opreme — leasingodajalec predaja njenemu uporabniku — leasingojemalcu pravico uporabe predmeta leasinga proti plačilu določene najemnine, ponavadi enakih mesečnih obrokov, za pogodbeno časovno obdobje. Pri kreditu pa gre za kreditno razmerje med upnikom — kreditodajalcem ter dolžnikom — kreditojemalcem, kjer upnik za določen čas in pod določenimi pogoji odstopa dolžniku pravico razpolaganja z denarjem.
Keywords:financiranje, leasing, finančni leasing, leasingojemalec, leasingodajalec, kredit, bančni kredit, kreditojemalec, kreditodajalec, banka
Place of publishing:Maribor
Publisher:[M. Sitar]
Year of publishing:2010
PID:20.500.12556/DKUM-15563 New window
UDC:336.77
COBISS.SI-ID:10498076 New window
NUK URN:URN:SI:UM:DK:HQEBLRAB
Publication date in DKUM:23.12.2010
Views:4094
Downloads:589
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:COMPARISON OF LEASING AND BANK CREDIT AS SOURCE OF FINANCING
Abstract:The study is about the two most commonly used forms of financing, the leasing and bank loan. The purpose of the study is to present in detail the characteristics of the leasing and the loan, their strengths and weaknesses with aim to facilitate prospective tenants the choice of decision. Private clients and legal entities choose one of these forms of financing based on interest rates, cost, ease of process and repayment period. Leasing can be defined as a specific form of lease in which the owner of the equipment - the lessor surrender its user - the lessee the right to use the object against payment of a rent, usually equal monthly installments for the contract period. The loan is the relationship between creditor and the borrower, where the creditor for a specified period and under certain conditions resign to the debtor the right to dispose of the money.
Keywords:finance, leasing, financial leasing, the lessee, the lessor, loan, bank loan, the borrower, creditor, bank


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