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Title:PLAČILNA NEDISCIPLINA V ČASU GLOBALNE GOSPODARSKE KRIZE
Authors:ID Mauer, Jože (Author)
ID Jagrič, Timotej (Mentor) More about this mentor... New window
Files:.pdf UNI_Mauer_Joze_2010.pdf (1,82 MB)
MD5: E66DE0E9C90B5B41629879CD50B73919
PID: 20.500.12556/dkum/ea9d2c16-e6ab-4216-a274-41e291b18c8f
 
Language:Slovenian
Work type:Final seminar paper
Organization:EPF - Faculty of Business and Economics
Abstract:Pri poslovanju podjetij prihaja do zamud v plačilih. Razlog za to je lahko nelikvidnost, nesolventnost ali namerno zamujanje. To pripelje do plačilne nediscipline, pojava, ki je prisoten že dolgo časa, vendar je v zadnjem času postal zelo velik problem. Z njim se spopada celotna Evropa. Lahko bi jo primerjali z boleznijo, ki se prenaša s podjetja na podjetje in ima vpliv tudi na državo. Ena hujših težav, ki jo lahko povzroča, je brezposelnost. Različni načini zavarovanja terjatev omogočajo delno zaščito pred plačilno nedisciplino. Lahko rečemo, da jo omilijo in ne preprečijo. Pomembno bi bilo posredovanje države, da plačilno nedisciplino prepreči pred nastankom, saj so instrumenti za zavarovanje terjatev previsok strošek za mala podjetja. Zaenkrat je najučinkovitejši način previdnost pri sklepanju poslov in redno spremljanje terjatev. Analiza prikazuje gibanje plačilne nediscipline od leta 2003 do 2010 v Sloveniji. Pomembne prelomnice, ki so vplivale nanjo, so vstop Slovenije v Evropsko unijo in globalna gospodarska kriza. Število neplačnikov ni dovolj učinkovit pokazatelj, temveč je potrebno upoštevati še celotno število udeležencev.
Keywords:PLAČILNA NEDISCIPLINA LIKVIDNOST SOLVENTNOST KAPITALSKA USTREZNOST
Place of publishing:Maribor
Publisher:[J. Mauer]
Year of publishing:2010
PID:20.500.12556/DKUM-15964 New window
UDC:658.14/.17
COBISS.SI-ID:10541340 New window
NUK URN:URN:SI:UM:DK:CCKRIXD0
Publication date in DKUM:26.01.2011
Views:3163
Downloads:325
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:PAYMENT INDISCIPLINE DURING A GLOBAL ECONOMIC CRISIS
Abstract:Delays in payments are occurring at business of company. Reason is especially illiquidity, insolvency or intentional delayed of payments. This leads to payment indiscipline, that has been already present a long time. However it was become a very huge problem in many economies. Entire Europe battle with it and we could compare it with a disease, which is transmitted from company to company and has influence on the entire state. Unemployment is one more serious problem that can makes it. Various ways of insurance of debt enable to partial protect before payment indiscipline. We can say that they ease it and do not prevent it. It would be inportant intervention of government that make payment indiscipine inpossibe before a creation because the instruments for insurance are too extensive for small businesses. Caution at reasoning of deals and regular following of debts is the most efficient solution for now. The analysis shows motion of payment indiscipline since 2003 by 2010 in Slovenia. Entrance in European Union and global economic crisis are the inportant dividing points, that has influenced on pamyment indiscipline. That we get degree of payment indiscipline we must consider canvas attendance in comparison to number of defaulters.
Keywords:PAYMENT INDISCIPLINE ILLIQUIDITY INSOLVENCY CAPITAL COMPLIANCE


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