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Title:VPLIV FINANČNE IN GOSPODARSKE KRIZE NA VARČEVALNE NAVADE SLOVENCEV
Authors:ID Šarkanj, Sara (Author)
ID Markovič Hribernik, Tanja (Mentor) More about this mentor... New window
Files:.pdf VS_Sarkanj_Sara_2010.pdf (1,85 MB)
MD5: ACB50B878DF56002A537130B43018A79
PID: 20.500.12556/dkum/55145cab-befe-4c62-9010-beeab4563639
 
Language:Slovenian
Work type:Undergraduate thesis
Organization:EPF - Faculty of Business and Economics
Abstract:POVZETEK Pod pojmom varčevanje razumemo odpoved porabi denarnih sredstev v danem trenutku z namenom njihovega oplemenitenja in porabe v prihodnosti. Glede na to, da ima vsak človek svoje potrebe, zamisli, navade, dohodek in želje, se tudi glede na to odloča za različne oblike varčevanja. V diplomskem delu smo opisali štiri dejavnike, ki pri odločitvah igrajo pomembno vlogo. Opredelili smo tipičnega slovenskega varčevalca in analizirali gibanje varčevanja v Sloveniji pred in po izbruhu finančne in gospodarske krize. Pri tem smo izpostavili dva mejnika, ki sta vplivala na spremembo varčevalnih navad, in sicer vstop Slovenije v Evropsko unijo in s tem prevzem nove denarne valute, ter izbruh finančne in gospodarske krize. Raziskali smo vzroke za izbruh krize v svetu in pri nas, ter opisali spremembe na slovenskem finančnem trgu zaradi njih. Podrobneje smo analizirali gibanje varčevanja v času krize v bankah, vzajemnih skladih in plemenitih kovinah. Na koncu smo primerjali še preference bank in zavarovalnic ter opisali pojem paradoks varčevanja.
Keywords:finančna kriza, gospodarska kriza, varčevanje, varčevalne navade, depozit, skladi, naložbe
Place of publishing:Nuskova
Publisher:[S. Šarkanj]
Year of publishing:2010
PID:20.500.12556/DKUM-15968 New window
UDC:336.74
COBISS.SI-ID:10465052 New window
NUK URN:URN:SI:UM:DK:UMC3HVKB
Publication date in DKUM:06.12.2010
Views:3752
Downloads:551
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:FINANCIAL AND ECONOMIC CRISIS AND SAVING HABITS OF SLOVENIAN PEOPLE
Abstract:SUMMARY The concept of saving money is usually understood as a renunciation to use financial means in a given moment with a purpose of their refinement and use in the future. Regarding that a person has his or her needs, ideas, habits, income and wishes, one can decide on various different forms of saving. We have described in this degree dissertation four different factors that play an important role in making these decisions. We have defined a typical slovenian saver and we have analyzed the movement of savings in Slovenia before and after the financial and economic crisis. There are two milestones that have influenced the change of saving habits, the acceptance of Slovenia into EU and with that the acquisition of a new financial currency, and the breakout of the financial and economic crisis worldwide. We have researched the causes for the crisis in the world and in our country and described the changes that the crisis brought on the slovenian financial market. We have analysed in detail the movement of savings at the banks, mutual funds and commodities in the time of crisis. In conclusion we have compared the preferences of the banks and insurance companies and we have described the meaning of the paradox of saving.
Keywords:financial crisis, economic crisis, savings, savings habits, deposit funds, investment


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