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Title:VARNOST ELEKTRONSKEGA BANČNIŠTVA ZA POTROŠNIKE PRI NOVI LJUBLJANSKI BANKI IN NOVI KREDITNI BANKI MARIBOR
Authors:ID Imperl, Teja (Author)
ID Sternad, Simona (Mentor) More about this mentor... New window
Files:.pdf VS_Imperl_Teja_2010.pdf (1,58 MB)
MD5: 0A70B20C2CB99946A3BF17B2DD6A9C5C
PID: 20.500.12556/dkum/6e07f95f-b3c4-4042-935e-bb5382c5e044
 
Language:Slovenian
Work type:Undergraduate thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Tehnološki napredek in vse hitrejši življenjski stil potrošnikov sta pripravila banke do tega, da uvajajo v svojo ponudbo storitev elektronsko poslovanje. Komitentom je poleg udobja prihranjenega ogromno časa, banke pa na ta način razbremenijo svoje uslužbence na bančnih okencih, ki se lahko bolj posvetijo posameznim strankam. Vse več ljudi se poslužuje opravljanja bančnih storitev preko elektronskega bačništva. Pri uporabi elektronskega bančništva se kažejo naslednji pozitivni učinki: • zmanjšanje stroškov bančnega poslovanja, • prihranek strankinega časa, • primerljivost informacij, • odpiranje novih trgov • itd. Spletno bančništvo je izpostavljeno različnim tveganjem. Rešitve elektronskega bančništva morajo zato zagotavljati visoko varnost. Podatki morajo biti tajni, prebere jih lahko le tisti, kateremu so namenjeni. Prav tako mora biti onemogočeno spreminjanje podatkov ob prenosu, prejemniku mora biti omogočeno ugotavljanje identifikacije osebe, ki je poslal podatke, prejemniku mora biti tudi omogočeno preverjanje pristnosti spletnega mesta. To omogočajo različni varnostni ukrepi, kot sta npr. šifriranje, elektronski podpis, overjanje itd. V prvem delu diplomskega dela smo se osredotočili na teoretično predstavitev elektronskega bančništva, zakonodaje in varnosti elektronskega poslovanja. V drugem delu pa smo predstavili elektronsko bančništvo ter varnost le-tega na primeru dveh največjih slovenskih bank, in sicer NLB, ki ima za potrošnike elektronsko banko imenovano NLB Klik in NKBM, ki uporablja Bank@Net, ter primerjava obeh. Banke se zavedajo vseh nevarnosti v sodobnem svetu oz. svetu interneta in skušajo po svojih najboljših močeh uporabnike obvarovati pred le-temi.
Keywords:KLJUČNE BESEDE: elektronsko bačništvo, varnost elektronskega bačništva, NLB Klik, Bank@Net, ZEPEP
Place of publishing:Maribor
Publisher:[T. Imperl]
Year of publishing:2010
PID:20.500.12556/DKUM-16400 New window
UDC:336.71
COBISS.SI-ID:10567452 New window
NUK URN:URN:SI:UM:DK:ECFTEGNA
Publication date in DKUM:15.02.2011
Views:2244
Downloads:217
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:SECURITY OF ELECTRONIC BANKING FOR CONSUMERS IN NOVA LJUBLJANSKA BANKA AND NOVA KREDITNA BANKA MARIBOR
Abstract:Technological advances, the faster lifestyle of the consumer prepared banks to introduce its range of services in electronic commerce. Customers, in addition to comfort saved a lot of time, and banks in this way relieve its employees at bank counters, which can give more attention to individual customers. More and more people use electronic banking for their every day banking tasks. When using electronic banking to show the following positive effects: • reduce the cost of banking, • saving the client time, • comparability of information, • opening of new markets, • etc. Online banking is exposed to various risks. E-banking solutions must therefore provide high security. The information must be confidential, can only be read by those for whom they were intended. It must also be prevented from modifying data on the transfer, the recipient must be able to establish identification of the person providing the data, the recipient must also be possible to verify the authenticity of the site. This allow various security measures, such as. encryption, digital signature, authentication, etc. In the first part, I focused on the theoretical introduction of electronic banking, law and security of electronic business. The second part, I introduced electronic banking and the safety of it on two of the largest Slovenian banks, NLB who has electronic bank for consumers called NLB Klik and NKBM, which is using Bank @ Net and a comparison of them. Banks are aware of hazards in the modern world or we can call it a world of the Internet era and try their best to protect users against it.
Keywords:electronic banking, security of electronic banking, NLB Klik, Bank @ Net.


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