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Title:KREDITIRANJE KORPORACIJ IN GOSPODARSKIH DRUŽB
Authors:ID Borovšek, Olga (Author)
ID Boršič, Darja (Mentor) More about this mentor... New window
Files:.pdf VS_Borovsek_Olga_2011.pdf (425,92 KB)
MD5: F86888D37A5C4A55B775FB3DF8858F80
PID: 20.500.12556/dkum/4c3c3375-5eca-42fe-9a78-252aa085be81
 
Language:Slovenian
Work type:Undergraduate thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Korporacija je sodobno delniško podjetje, kjer sta upravna in lastninska funkcija strogo ločeni. To so podjetja velikih razsežnosti, zato gre v večini primerov za mednarodna podjetja. Korporacije se financirajo iz tujih virov, značilni so bančni krediti. Ker gre pri kreditiranju korporacij za velike vsote, se banke odločajo za več slojev zaščite, da bi zmanjšale kreditno tveganje. Da zmanjšajo tveganja, se odločijo za podrobno analizo kreditnih vlog, da preverijo, če je kreditojemalec kreditno sposoben. V Sloveniji ni korporacij v pravem pomenu besede, vendar poznamo velike gospodarske družbe, ki imajo značilnosti korporacij. Glede na sedanjo situacijo po gospodarski krizi se velike gospodarske družbe pri nas srečujejo s problemom financiranja. Zaradi propada velikih gospodarskih družb prihaja do neplačevanja kreditov, zato so se banke znašle v težavah. Zaradi neugodnih gospodarskih razmer so se banke odločile, da zaostrijo kreditne pogoje.
Keywords:Ključne besede: korporacija, mednarodna podjetja, bančni krediti, analiza kreditnih vlog, velike gospodarske družbe, gospodarska kriza, kreditni pogoji.
Place of publishing:Šmarje pri Jelšah
Publisher:[O. Borovšek]
Year of publishing:2011
PID:20.500.12556/DKUM-18632 New window
UDC:336.77
COBISS.SI-ID:10727196 New window
NUK URN:URN:SI:UM:DK:SZ2KLC7Z
Publication date in DKUM:13.07.2011
Views:1971
Downloads:191
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:LENDING TO BUSINESS FIRMS
Abstract:Corporation is modern joint-stock company, the role of ownership and management is strictly separated. These are large-scale enterprises, in most cases there are international enterprises. For most banks business loans often called commercial and industrial loans rank among the most important loans made. To protect the investment, banks decide to multiple layers of protection, to reduce credit risk. In Slovenia, there are no corporations in the strict sense, but there are big companies that have the caracteristics of corporations. Given the current situation of the economic crisis, large companies are faced with problem of financing. The collapse of large companies resulting in to non-payment of loans, caused bank problems. Due to adverse economic conditions, banks have decided to tighten credit conditions.
Keywords:corporation, international enterprises, business loans, commercial loans, big companies, economic crisis, credit conditions.


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