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Title:POMEN BANČNIH GARANCIJ PRI MEDNARODNIH PROJEKTIH
Authors:ID Kresnik, Jan (Author)
ID Zbašnik, Dušan (Mentor) More about this mentor... New window
Files:.pdf UNI_Kresnik_Jan_2011.pdf (453,52 KB)
MD5: 608C4E6EECD6206A37B95C9E7110210F
PID: 20.500.12556/dkum/6811fd2d-9084-42f9-a096-56b7df62ef2d
 
Language:Slovenian
Work type:Final seminar paper
Organization:EPF - Faculty of Business and Economics
Abstract:Bančne garancije so nastale in se razvile zato, da udeležence poslovnih tran¬sakcij učinkovito ščitijo pred številnimi riziki, katerim so izpostavljeni v mednarodnih poslovnih odnosih. Zaradi številnih tveganj, ki nastajajo pri vseh vrstah poslov, je potrebno poznati načine, kako se proti njim zavarovati. Podjetje NIEROS Metal, d. o. o., se plačil na odprt račun izogiba, ker obstaja veliko tveganje, da kupec ne bo plačal na rok ali pa da sploh ne bo plačal. Ker podjetje v glavnem prodaja investicijsko opremo po naročilu kupca, zahteva do 30 % avansnega plačila. Nekateri kupci za plačani avans zahtevajo garancijo za vračilo avansa. Podjetje pa tudi samo velikokrat zahteva garancijo s strani kupca, saj se je v preteklosti že zgodilo da kupec ni želel poravnati računa. V tem delu sem prikazal tudi, kako je podjetje postopalo, ko je kupec zahteval garancijo za vračilo avansa, saj je bil dogovorjen način plačila 100 % avans.
Keywords:Bančne garancije, plačilna tveganja, mednarodno poslovanje
Place of publishing:Maribor
Publisher:[J. Kresnik]
Year of publishing:2011
PID:20.500.12556/DKUM-19403 New window
UDC:336.71
COBISS.SI-ID:10833948 New window
NUK URN:URN:SI:UM:DK:3RX6JLRT
Publication date in DKUM:16.11.2011
Views:1597
Downloads:149
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:BANK GUARANTEES IN INTERNATIONAL PROJECTS
Abstract:Bank guarantees have been developed for the purpose of securing participants in international transactions from various risks which are connected with international business. Because there are numerous risks involved with every kind of business, it is necessary to know different ways of insurance against these risks. Company NIEROS Metal d. o. o. avoids open book accounts, because there is high risk that the buyer will not pay on the agreed date or that he will not pay at all. Because the company mainly sells investment equipment by the buyer's custom specifications, it requests 30% of advanced payment. Some buyers request a guarantee for the return of an advanced payment. The company itself often wants a guarantee from the buyer because it has happened that the buyer did not want to clear the payment. In this work I also show what the company had to do, when a buyer requested a guarantee for the return of an advanced payment, when the agreed paying method was 100% advanced payment.
Keywords:bank guarantees, payment risks, international business


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