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Title:POSTOPEK ODOBRAVANJA NALOŽB SEGMENTU MALEGA GOSPODARSTVA (PRIMER NOVE KBM D.D.)
Authors:ID Hauptman, Natalija (Author)
ID Oplotnik, Žan Jan (Mentor) More about this mentor... New window
Files:.pdf UNI_Hauptman_Natalija_2011.pdf (257,36 KB)
MD5: AE3E60F9A9046F74A48DD2FCF5482842
PID: 20.500.12556/dkum/a553c4f4-1220-4685-ae0e-305857f394d2
 
Language:Slovenian
Work type:Final seminar paper
Typology:2.11 - Undergraduate Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Financiranje je pomemben dejavnik pri obstoju, rasti in uspehu mikro, malih in srednje velikih podjetij v okviru segmenta malega gospodarstva. Obstaja več virov financiranja: notranji in zunanji viri financiranja, lastni in tuji viri financiranja ter lastniški in dolžniški viri financiranja. Za segment malega gospodarstva predstavljajo dolžniški viri financiranja še vedno najpomembnejšo obliko svežega kapitala. Osnovni namen diplomskega seminarja je predstaviti postopek dolžniškega vira financiranja segmenta malega gospodarstva na primeru Nove KBM d.d. Uvodoma so opisane osnovne značilnosti malega gospodarstva: njegov pomen v gospodarstvu, vpliv na različne sestavine v gospodarstvu, dejavniki, ki vplivajo na njegovo delovanje, ter viri financiranja. Nadaljevala sem s predstavitvijo osnovnih značilnosti Nove KBM d.d, ter s procesom odobritve naložb segmentu malega gospodarstva. Postopek je predstavljen na različnih ravneh; od samega pogovora s kreditojemalcem ter prejema in pregleda naložbe do podpisa pogodbe, odplačevanja in spremljanje naložbe in končne izterjave kredita. Natančneje je predstavljena klasifikacija gospodarskih subjektov, financiranje in zavarovanje poslovanja v Novi KBM d.d.
Keywords:segment malega gospodarstva, financiranje, viri financiranja, postopek odobravanja naložb, boniteta
Place of publishing:Destrnik
Publisher:[N. Hauptman]
Year of publishing:2012
PID:20.500.12556/DKUM-20004 New window
UDC:658.14/.17
COBISS.SI-ID:11234076 New window
NUK URN:URN:SI:UM:DK:XNQJFGDK
Publication date in DKUM:04.12.2012
Views:1712
Downloads:162
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:THE PROCESS OF INVESTMENTS APPROVAL FOR SMALL BUSINESS SEGMENT (THE CASE OF NOVA KBM D.D.)
Abstract:Financing is an important factor for existing, growth and overall success of micro, small and middle-market companies. There are various sources of funding available: internal and external, domestic and foreign, as well as equity and debt related finance sources. Debt related financing sources are still the main source of fresh capital for the segment of small businesses. The main goal of my graduate assignment is to explain the procedure of debt related financing for the segment of small business in case of Nova KBM d. d. In the beginning I will explain basic facts of small businesses: their role in the economy, influence on various components of economy, factors that influence their operations, and sources of financing. Further on I will explain basic facts about Nova KBM d. d., and their process of investment approval for small businesses. I will also explain the procedure on various levels: from a basic interview with the client, receiving and examining the investment, payment dynamic and investment monitoring, to the final credit recovery. Classification of economic subjects, financing and insurance procedures in Nova KBM d. d. are explained in details.
Keywords:segment of small business economy, financing, sources of financing, procedure of investment approval, credit rating


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