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Title:DOKUMENTARNI AKREDITIV
Authors:ID Vlah, Marko (Author)
ID Zbašnik, Dušan (Mentor) More about this mentor... New window
Files:.pdf UNI_Vlah_Marko_2013.pdf (2,79 MB)
MD5: B48CA6EFFFC1BADDB1928C6284477C4C
PID: 20.500.12556/dkum/d6a9e173-7e04-4212-a58c-0b3905229ae3
 
Language:Slovenian
Work type:Final seminar paper
Typology:2.11 - Undergraduate Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Predstavili smo področje akreditivov, ki se nanaša na mednarodno trgovanje z zavarovanjem plačila. Kot prednost akreditiva je najpogosteje izpostavljeno zavarovanje tveganja, medtem ko med slabostmi najpogosteje najdemo stroškovni vidik. Poznamo več vrst akreditivov, ki jih prav tako delimo po različnih kriterijih, pomembno je, da se pogodbeni stranki predhodno dogovorita glede vrste akreditiva, kot tudi glede načina plačila. Udeleženci, ki nastopajo v akreditivu so lahko različni, vedno pa so prisotni nalogodajalec in upravičenec ter akreditivna in avizirna banka. Pomembno je prav tako dejstvo, da banke poslujejo le z dokumenti, ter se v osnovni posel ne vmešavajo. Dokumenti, ki jih je potrebno predložiti akreditivu, morajo prav tako biti opredeljeni v osnovni pogodbi. Akreditivno poslovanje poteka na osnovi pogodbe iz osnovnega posla med nalogodajalcem in upravičencem. Na osnovi te pogodbe se v posel vključujejo še druge stranke ter izvedejo naloge, ki so jim bile naložene. Gre za celovit pristop k zavarovanju posla pri mednarodnem trgovanju. S tem se doseže stabilnost in zaščitijo pogodbeni interesi strank v poslu. Poslovanje z akreditivom vsebuje več faz, ki jih na kratko lahko opredelimo kot otvoritev akreditiva, aviziranje akreditiva, sprememba akreditiva ter predložitev in pregled dokumentov. Praktičen primer poteka akreditiva smo predstavili na osnovi Nove KBM d.d., kjer je predstavljeno delovanje s stališča akreditivne banke, od otvoritve akreditiva, aviziranja, predložitve in pregleda dokumentov pa do plačila.
Keywords:dokumentarni akreditiv, Nova KBM d.d., akreditivna banka, avizirna banka, potek akreditiva, nalogodajalec, upravičenec
Place of publishing:Slovenska Bistrica
Publisher:[M. Vlah]
Year of publishing:2013
PID:20.500.12556/DKUM-40145 New window
UDC:336.77
COBISS.SI-ID:11418396 New window
NUK URN:URN:SI:UM:DK:CBA7KW2O
Publication date in DKUM:21.06.2013
Views:3978
Downloads:282
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:DOCUMENTARY LETTER OF CREDIT
Abstract:We presented the area of letters of credit relating to international trade and insuring payments. The most exposed advantage of letter of credit is risk insurance, while the most common disadvantage is the cost aspect. There are several types of credit, which are also divided according to different criteria, it is important that the parties in the initial contract previously agreed on the type of letter of credit, as well as the payment method. Participants acting on the letter of credit may vary, but the ones always present are applicant and beneficiary and also issuing bank and advising bank. An important fact is that banks deal only with documents not with goods, and the initial contract does not oblige them. Documents that need to be presented to the letter of credit must also be specified in the initial contract. Letter of credit operations are based on the initial contract of the underlying transaction between the applicant and the beneficiary. On the basis of this contract other parties are included and carry out the tasks imposed on them. This is a comprehensive approach to insure international trade business. The goal is to achieve stability and protect the interests of the initial contract parties. Process of dealing with letter of credit contains several phases, which can be defined as the issuing a of letter of credit, advising the letter of credit, changing letter of credit and the presentation and review of documents. A practical example of the process of letter of credit was presented based on Nova KBM d.d. bank, where the action is presented from the perspective of issuing bank, from the issuing of letter of credit, advising, presentation and review documents until payment.
Keywords:documentary letter of credit, Nova KBM d.d., issuing bank, advising bank letter of credit process, applicant and beneficiary.


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